Pennies: Budget & Bill Tracker
The App Shop, Inc. Finance iPhoneiPadiPod touchApple Watch
Pennies: Budget & Bill Tracker is a free Finance app for iPhone and iPad by The App Shop, Inc. Rated 4.6/5 from 1,814 ratings. Requires iOS 15.0.
- Rating
- 4.6
- 1.8K ratings
- Price
- Free
- on the App Store
- Size
- 87 MB
- Age 4+
- Updated
- Aug 31
- 2026 · v6.4.14
Screenshots
About Pennies: Budget & Bill Tracker
Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people. ••• Read the reviews and see what people are saying ••• "The easiest and simplest budgeting app ever" "Been using it everyday for a year now - and my bank account shows it!" "The perfect, simple budgeting app that actually helps me save" "Life Changing" "You need this app!" ••• MAIN FEATURES ••• > HELPS YOU KNOW HOW MUCH TO SPEND Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow. > HELPS YOU SAVE MONEY Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track. > MORE PERSONAL THAN ANY OTHER BUDGETING APP Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle. > INSTANTLY SYNC VIA ICLOUD Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you. > AS MANY BUDGETS AS YOU NEED Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up. > FLEXIBLE EXPENSES Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money. > MULTIPLE CURRENCIES Use any currency in the world for individual budgets. > TRANSFER BETWEEN BUDGETS Easily transfer money between budgets with a single click. > SUPER SIMPLE, SUPER QUICK Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know. > 3D TOUCH SUPPORT Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+ > TODAY WIDGET SUPPORT Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies. > BUDGETS ON ALL YOUR DEVICES Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go! Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple. Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month. So, start budgeting how you want, when you want, without any worry. Start using Pennies today! If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too. Check out Pennies in action: http://www.getpennies.com Follow Pennies on Twitter – https://twitter.com/PenniesApp Contact me – [email protected] Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://theappshop.io/privacy
Ratings & reviews
4.6
1.8K ratings
What’s new
Version 6.4.14 · Updated August 31, 2026
This update is all about reliability: • Fixed rare cases where entries could disappear during iCloud sync and totals drifted • New option: Green Until Overspent — budgets stay green until the period budget is actually spent (see Settings) • Reminder notifications now respect your on/off setting • Fixed crashes on iPad and Apple Watch, plus many smaller fixes
App privacy
The developer, The App Shop, Inc., reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers: Device ID
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Identifiers: Device ID
- Usage Data: Product Interaction
- Diagnostics: Crash Data, Performance Data
Used for: Third-Party Advertising, Analytics
Alternatives to Pennies: Budget & Bill Tracker
Looking for apps like Pennies: Budget & Bill Tracker? Here are 6 similar apps on the App Store. The highest rated is Today's Budget: Saving is fun! (4.8/5), and all 6 are free to download.
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Weekly: Budget Planner & Bills
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Envy: Envelope Budget Planner
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Fudget: Monthly Budget Planner
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Dollarbird - Budget Calendar
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| App | Rating | Price | Last updated |
|---|---|---|---|
| Pennies: Budget & Bill Tracker | 4.6 / 5 (1,814 ratings) | Free | August 31, 2026 |
| Daily Budget Original | 4.7 / 5 (4,842) | Free | Jul 4, 2026 |
| Today's Budget: Saving is fun! | 4.8 / 5 (557) | Free | Sep 27, 2026 |
| Weekly: Budget Planner & Bills | 4.8 / 5 (3,772) | Free | Aug 12, 2026 |
| Envy: Envelope Budget Planner | 4.8 / 5 (816) | Free | Aug 20, 2026 |
| Fudget: Monthly Budget Planner | 4.7 / 5 (1,793) | Free | Feb 9, 2026 |
| Dollarbird - Budget Calendar | 4.7 / 5 (3,486) | Free | Aug 14, 2026 |