Loan and Mortgage Calculator

About Loan and Mortgage Calculator

The Loan and Mortgage Calculator is a professional tool for calculating any loan, mortgage, and early repayment. No extra buttons—just enter your data and get instant results.
WHAT THE APP DOES
Loan Calculator
Calculate your consumer loan in seconds. Supports two payment types:
• Annuity—the same payment every month
• Graduated—the payment decreases over time
Find out the monthly payment, total payment amount, overpayment in rubles and interest, and the effective interest rate.
Mortgage Calculator
Special mode for calculating mortgages:
• Down payment — enter the amount or percentage; fields are synced automatically
• Insurance — include annual insurance in the monthly payment
• Tax deduction — calculate a 13% income tax refund (up to ₽260,000 on the principal and up to ₽390,000 on interest)
• Actual home value, including all expenses
Early repayment
Find out how much you'll save with partial early repayment:
• One-time payment — enter the date and amount
• Monthly surcharge — start any month
• Choose your goal: shorten the term or lower the monthly payment
• Visual comparison: with vs. without early payments
Payment schedule
Detailed table for each month:
• Payment date, amount, principal, interest, remaining balance
• Filter: first 12, 24, or all months
• Share chart — export to a text file
Calculation history
Save calculations and return to them at any time:
• Up to 50 saved calculations
• Delete with a swipe
• The last entered parameters are restored upon opening
VISUAL ANALYTICS
• Pie chart — ratio of principal to overpayment. Click on a sector to see the exact amount
• Column chart — payment distribution by year
• All charts are animated
BENEFITS
✔ Completely offline — no internet connection required for calculations
✔ Real-time calculations — the result is updated with every keystroke
✔ No registration required — just download and calculate
✔ Supports **terms up to 30 years** (360 months)
✔ Amounts are formatted automatically: ₽1,234,567
✔ Dark theme — easy to view at any time of day
WHO IS THE APP FOR?
• Taking out a mortgage and want to compare bank offers
• Planning a consumer loan and calculating overpayments
• Already paying off a loan and considering early repayment
• Want to understand which payment method is best for you
• Consulting clients on credit products
PRIVACY
The app does not collect personal data. All calculations are performed locally on your device. The internet is used only for displaying ads.
Loan calculator – calculate smarter, pay less.