Volt Money: Mutual Fund Loan

Volt Money, India's leading platform to offer instant loans against mutual funds & shares, making credit easily accessible to millions of Indians right when they need it in under 5 minutes. Download the Volt Money app and unlock liquidity from your assets without selling them.


Access instant and digital loans against mutual funds of up to ₹5 crores!


Volt Money Loan against mutual funds features
✅ Interest rates starting at 9% per annum
✅ Withdraw flexibly, repay easily
✅ Secure & paperless digital process

Example of How Volt Money’s Loan against mutual funds works:
Loan Amount = ₹1,00,000
APR* = 10.5%
Monthly interest only payment = ₹875
Total Interest Payable = ₹875 x 12 months = ₹10,500
Total Amount Payable = ₹1,00,000 + ₹10,500 = ₹1,10,500

*APR (Annual Percentage Rate) is the total cost you'll pay for borrowing money over a year. It includes the interest rate plus any fees charged by the lender. APR gives you a clear picture of how much a loan will really cost you.

Note: We do not provide Personal Loans

Minimum Repayment Period: 60 Days
Maximum Repayment Period: 3 Years
Minimum APR: 10.5%
Maximum APR: 25%
Lending partners: DSP Finance Private Limited, Tata Capital Limited, Bajaj Finance Ltd.

About Volt Money
Volt Money is a digital platform that unlocks the value of financial assets like mutual funds, allowing retail investors to avail loans against them instantly. With a hassle-free process and an array of options, including overdrafts and term loans, customers can access cash loans, credit lines, affordable interest rates, and flexible EMIs, while keeping their financial assets intact. Join us on our mission to democratize credit and experience a fast, seamless, transparent, and secure lending process.