Household Ledger
Track household expenses and plan your retirement corpus. Private and offline.
About Household Ledger
Household Ledger is a beautifully simple companion for two of the most important money questions every family faces: where does our money go each month, and how much do we need to retire comfortably?
TRACK EVERY EXPENSE
• Log expenses in seconds across 11 everyday categories — groceries, healthcare, children's education, utilities, transport, EMIs and more
• See monthly totals, averages and your annualised run-rate at a glance
• Healthcare spending is tracked separately, because it inflates faster than everything else
• Clean charts show your category breakdown and month-by-month trend
PLAN YOUR RETIREMENT
• Enter your age, income, savings and monthly expenses — the planner does the rest
• See the corpus you will NEED at retirement vs the corpus you are PROJECTED to have
• Separate inflation rates for general expenses and healthcare, so projections stay realistic
• Year-by-year tables show your corpus building up before retirement and drawing down after
• Includes children's education costs, rental income and salary growth
• Get a clear verdict: surplus or shortfall, and how much more to save per year to close the gap
100% PRIVATE, BY DESIGN
• No sign-up, no account, no ads
• Works completely offline — the app never connects to the internet
• Every number you enter stays on your device, and only on your device
Whether retirement is 30 years away or just around the corner, Household Ledger turns vague worry into a clear, actionable plan. Built for Indian households — all amounts in rupees, with lakhs and crores formatting.
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