Kopnutera

Kopnutera helps you withdraw your earned salary — any time before payday, without having to wait for payday.

This isn't a loan. The money you can withdraw is your own earned salary, within the withdrawal limits set by your company.

How it works:
• See how much you can withdraw today, based on the current pay cycle
• Request a withdrawal directly from the app
• The HR team manually processes the transfer to your bank account — your request status changes here once the funds are sent
• The withdrawal amount and fees are automatically deducted from your next paycheck

Fees are a fixed amount based on the withdrawal amount — not a percentage — and are calculated transparently before you confirm.

Kopnutera is only available to employees of companies that have partnered with Kopnutera. Your company's HR team manages your salary data, withdrawal limits, and bank account details.