Kiwi Budget: Money & Investing

Kiwi Tracker is the budget and expense app built to be the one you actually stick with.

Most budgeting apps are abandoned within a week — too many steps, a forced sign-up, and your spending data shipped off to the cloud. Kiwi takes the opposite approach. Logging takes five seconds, your data lives entirely on your device, and a single app keeps your daily spending, household budget, and investments all in one place. No account required, and it works fully offline.

■ Three things we care about
• Five-second entries, so you actually keep going
Pick a category, type the amount, done — no clutter. Voice entry lets you log a transaction just by speaking, so tracking becomes a habit instead of a chore.
• Your data stays in your hands
Kiwi is offline-first and local by design. We have no servers and never see a single transaction. Lock the app with fingerprint or a passcode, and back up only to your own iCloud Drive or Google Drive.
• See your whole financial picture in one place
Daily income and expenses, balances across multiple accounts, multi-currency travel spending, and the value of your stocks, funds, and crypto — managed and charted in a single app.

■ Features
• Fast manual & voice entry – log expenses and income in seconds, by tapping or by voice
• Calendar view (month / week) – review cashflow by month or week, with period totals at a glance
• Statistics & charts – category breakdowns and spending trends show where your money goes
• Budgets – set budgets per category or overall to stay in control each month
• Recurring records – automate rent, subscriptions, salary, and other regular entries
• Tags & household accounts – organize spending your way with tags and multiple ledgers; great for sharing with family
• Multiple accounts & net worth – track balances across cash, bank, and e-wallet accounts
• Multi-currency (Pro) – record travel and overseas spending in local currencies, auto-converted to your base currency
• Investment accounts (Pro) – follow the changing value of stocks, funds, and crypto
• Auto backup, export & import – automatic iCloud / Google Drive backup, with data export and easy migration
• App lock – protect your books with fingerprint or a passcode
• Dark mode & themes – full dark-mode support and customizable appearance
• 8 languages – English, Japanese, Chinese (Simplified/Traditional), Korean, Vietnamese, Thai, Portuguese

■ Who it's for
• Anyone who keeps starting a budget but never sticks with it
• People who value privacy and don't want financial data in the cloud
• Households that want to share and manage spending together
• Frequent travelers who need multi-currency tracking
• Anyone tracking everyday spending and investments side by side, including freelancers and sole proprietors

■ Pro features
Unlock multi-currency accounts (beyond your base currency) and investment accounts, and remove ads.
Monthly ¥110 · Yearly ¥1,100 · Lifetime ¥2,000

■ Privacy
Kiwi Tracker is offline-first. Your data stays on your device and in your own iCloud / Google Drive — nothing is ever sent to our servers.

Questions or feedback: [email protected]