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About Capital: Secure Finance Vault

Take complete control of your financial destiny with Capital, the ultimate privacy-first personal finance tracker and budget vault.

Capital is designed from the ground up to be 100% offline-first and zero-knowledge, meaning your financial data is fully encrypted on your device and never sent to external servers. No cloud databases, no account linking, no tracking. Just clean, professional, and secure wealth management.

ZERO-KNOWLEDGE ENCRYPTED SECURITY
Your data is protected by military-grade encryption. Capital utilizes biometrics and custom vault PIN systems to secure your financial information. Rest easy knowing that even if your device is lost, your vault remains securely locked.

ON-DEVICE AI INSIGHTS & CHAT
Get smart financial insights powered by private, on-device AI. Ask your smart assistant questions about your spending patterns, cash flow trends, or monthly savings targets. Since the AI runs locally on your device, your financial conversations and details stay completely confidential.

VOICE-POWERED EXPENSES
Instantly log your expenses on the go using advanced voice recognition. Press the dedicated voice button, say what you spent (for example, "Spent fifteen dollars on lunch"), and Capital automatically records the transaction in your ledger.

CAMERA CAPTURE DATA EXTRACTION
Quickly input transactions using your camera. Scan any receipt or invoice to automatically extract key transaction details. To maximize privacy and save device storage, Capital only captures the transaction data and does not store the receipt images.

INTERACTIVE BUDGETS AND SAVINGS
Limits and Budgets: Set custom limits for your spending categories. Get real-time alerts if you are approaching or exceeding your target limits.
Savings Goals: Track progress toward your dreams. Watch your goal progress grow steadily.
Cash Flow Insights: Visualize your money with charts and interactive graphs detailing income, expenses, and overall trends.

QUICK LAUNCH SHORTCUTS (ACCESSIBILITY SERVICE)
Access your ledger instantly when you need it:

Volume Key Trigger: Double-tap your volume buttons to launch Capital instantly from anywhere. Capital requests access to Android's Accessibility Service API to monitor physical volume key presses (Volume Up / Down) and wake the application into the foreground. No keystrokes, personal details, or sensitive screen data are monitored, collected, or shared.
Quick Settings Tile: Add Capital directly to your notification panel for one-tap tracking.

SECURE LOCAL BACKUP
Export your encrypted database to a secure file. Restore your history at any time on another device using your pin.

WHY CHOOSE CAPITAL?
100% Offline and Private: No internet connection required. No data tracking or sharing.

Completely Ad-Free: Zero distracting popups.
Rich Glassmorphism UI: Stunning dark-themed aesthetics.
Custom Categories: Personalize your logs.
Smart Reminders: Custom notifications to log transactions.

Download Capital today and build your financial future in a secure vault.

What’s new

Version 1.0 · Updated July 22, 2026

Welcome to the initial launch of Capital, a premium, privacy-first personal finance tracker and secure budget vault. Capital is built from the ground up to keep your financial life 100% private, offline-first, and protected by military-grade security.

User reviews

Naol Hussien
Naol Hussien
The design is highly professional, and the functionality is user-friendly, allowing me to efficiently track my income and expenses.
Eyosiyas Bereketab
Eyosiyas Bereketab
The interface is simple, fast, and easy to use. Its offline nature truly distinguishes it.

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