Rentenrechner

🏦 The precise pension calculator for Germany – free & completely offline

Calculate your statutory pension, pension points, pension gap, and early retirement options with the most comprehensive pension planning app for Android.


``` ✅ CORRECT PENSION CALCULATION
Based on the official German Pension Insurance (GRV) formula:

Pension = Earnings Points (EP) × Current Pension Value (2025: €39.32)

📊 ALL FUNCTIONS AT A GLANCE:

🔢 Pension Calculator
• Calculation of earnings points (EP) per year
• Estimated gross and net pension
• Cumulative and future pension points
• East/West German differentiation

📉 Pension Gap
• Desired income vs. pension income
• Monthly and annual pension gap
• Recommended savings strategy

⏰ Early Retirement
• Calculation of pension deductions (0.3%/month)
• Long-term insured individuals (35 years)
• Particularly long-term insured individuals (45 years)
• Pension bridge to standard retirement age

📈 Scenarios & Planning
• Conservative / Realistic / Optimistic
• ETF savings plan calculator (Compound Interest)
• Private Retirement Planning Forecast
• Purchasing Power Simulator (Inflation)

🌙 PREMIUM DESIGN
• Dark Mode
• Modern Fintech Dashboard
• Large, Easy-to-Read Numbers
• Charts & Visualizations

🔒 DATA PROTECTION & OFFLINE
• Completely Offline – No Internet Required
• No Registration Required
• All Data Remains on Your Device
• GDPR Compliant

⚠️ NOTICE
This app is a planning tool and not an official product of the German Pension Insurance. All calculations are estimates. For legally binding information, please contact the German Pension Insurance (DRV).