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About ZoonMoney

ZoonMoney is a reliable revolving credit app designed to provide convenient, secure, and transparent financial support to eligible users across Ghana. Whether you need funds for daily expenses, business activities, or unexpected needs, ZoonMoney provides a reusable credit limit with clear terms and responsible lending practices.

Credit Details:
Credit Limit: GHS 4,000 to GHS 20,000
Credit Limit Validity: 12 months
Repayment Term for Each Withdrawal: 91 to 270 days
Maximum Annual Interest Rate: 20%
Processing Fee: 1% of the amount withdrawn

Once approved, you can withdraw funds within your available credit limit when needed. Interest is charged only on the amount withdrawn and for the applicable usage period. After repayment, the repaid principal becomes available for reuse during the 12-month credit limit validity period, subject to your account status and available credit limit.

All fees, interest charges, and repayment schedules are disclosed clearly before you confirm a withdrawal. There are no hidden charges.

Sample Credit Calculation:
If you withdraw GHS 10,000 for 180 days:
Processing fee (1%): GHS 100
Interest (20% annual, for 180 days): GHS 986
Total repayment: GHS 11,086

Eligibility:
Must be between 20 and 58 years old
Must be a Ghana resident with valid identification
Must own an active local mobile wallet
Must have a consistent source of income

Our Commitment:
ZoonMoney ensures that all credit decisions are made fairly based on your eligibility and repayment capacity. Your data is kept confidential and used solely for financial evaluation purposes.

Apply anytime through your phone. Once approved, you can receive withdrawn funds directly in your mobile wallet. Review all applicable costs carefully and withdraw only an amount you can afford to repay.

For inquiries or support, contact us at: [email protected]
Start building your financial flexibility with ZoonMoney today.

What’s new

Version 1.0.9 · Updated October 23, 2026

Improved performance and user experience.

User reviews

Fookos Works
Fookos Works
fast and reliable

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