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About YouHodler - Crypto and Bitcoin Wallet

Crypto Wallet: Securely store digital assets on individual wallets.

Crypto credit lines: Use your crypto as collateral and get instant fiat loans in EUR, USD, CHF, GBP or stablecoins.

Indefinite access to the credit line. Min 100, Max 50 000 EUR or USD. The credit line balance is reusable. The period of repayment is from 120 to 365 days (or more). No mandatory repayments before 120 days. Min 10.8% APR. Max 36% APR.

A representative example of the total cost of the credit line:
Collateral: 1 BTC
Reusable Credit line: 4893.70 USD
Total payment amount after 180 days: 5260.73 USD
Effective Annual Interest: 15.20%
Interest: 367.28 USD
Loans can be reopened for another 180 days via the loan fee.

Savings Account: Tired of nearly zero interest rates at banks? Benefit from the new digital economy and earn up to 12% annual interest on your coins.

Multi HODL: Activate your crypto and multiply your portfolio up to X10.

We support all major digital assets and stablecoins: BTC, ETH, XRP, XLM, LTC, BCH, BSV, DASH, EOS, BAT, REP, HT, DAI, HUSD, USDT, TUSD, BNB, USDC, PAX, PAXG as well as traditional EUR, CHF, GBP, and USD.

Download the app today to explore YouHodler’s user-friendly, efficient, and affordable credit line process, savings accounts, and trading tools.

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Frequently Asked Questions(FAQ)

What can I do with YouHodler's crypto wallet?

You can securely store your digital assets on individual wallets.

How can I use my crypto as collateral for fiat loans?

You can use your crypto as collateral to get instant fiat loans in EUR, USD, CHF, GBP, or stablecoins.

Is there a minimum and maximum limit for the credit line?

Yes, the minimum credit line is 100 EUR or USD, and the maximum credit line is 50,000 EUR or USD.

Can I reuse the credit line balance?

Yes, the credit line balance is reusable.

What is the repayment period for the credit line?

The repayment period is from 120 to 365 days or more.

Do I have to make mandatory repayments before 120 days?

No, there are no mandatory repayments before 120 days.

What is the minimum and maximum APR for the credit line?

The minimum APR is 10.8%, and the maximum APR is 36%.

Can you provide an example of the total cost of the credit line?

Sure, for example, if you have 1 BTC as collateral and a reusable credit line of 4893.70 USD, the total payment amount after 180 days would be 5260.73 USD. The effective annual interest would be 15.20% and the interest would be 367.28 USD.

Can I reopen loans for another 180 days?

Yes, you can reopen loans for another 180 days via the loan fee.

How much annual interest can I earn on my coins with the savings account?

You can earn up to 12% annual interest on your coins with the savings account.

What is Multi HODL and how does it work?

Multi HODL allows you to activate your crypto and multiply your portfolio up to X10.

Which digital assets and stablecoins does YouHodler support?

YouHodler supports BTC, ETH, XRP, XLM, LTC, BCH, BSV, DASH, EOS, BAT, REP, HT, DAI, HUSD, USDT, TUSD, BNB, USDC, PAX, PAXG, as well as traditional EUR, CHF, GBP, and USD.

How can I download the YouHodler app?

You can download the app today to explore YouHodler's user-friendly, efficient, and affordable credit line process, savings accounts, and trading tools.

Yeah

Thomas Geros

Going to start using will update if it's bad, if it's good I will keep it at 5 stars, seems good so far

Lyte Mo

Nice

Omid Mohammadi

It's ezzy. Use and the usage is simple . I love it .it works for me .

CARLOS A GUZMAN MARTINEZ

Why everytime i do right my confirm data is always rejected? Please send me back report

Dibyo Nicholas

This is the best platform for all cryptal dealers, I highly recommend it. I love the loaning bit of it mostly then the fact that I can easily transact to my bank account.

Dero Lovey