WellOff Vault

Take control of your financial life with WellOff Vault, the privacy-first financial wellness app that lives 100% on your device. No bank connections. No subscriptions. No cloud. Just you and your money.

What makes WellOff Vault different:
Most apps connect to your bank, sync to the cloud, and quietly monetize your data. WellOff Vault never does any of that. Your financial information is yours, stored only on your phone, forever.

New: Welly AI, your private AI assistant
Welly runs entirely on your device. Point it at a statement or insurance policy and it reads them for you, then answers what you ask. What's my net worth? Can I afford a new car? Welly can also add expenses, log debts, and help you plan savings. Like everything in Vault, it works without the cloud. Your data trains nothing and goes nowhere.

The full financial wellness journey, all in one place:
-Budgeting (weekly, semi-monthly, or monthly)
-Debt tracking with real-time progress
-Smart savings goals with auto-distribution
-Protection planning and policy renewal reminders
-Wealth building tools
-Expense linking across all your financial goals
-Personalized insights and tips built right in

Built for people who take privacy seriously:
-100% on-device. No servers, no accounts, no cloud sync
-No bank aggregators or third-party connections
-Biometric lock (Face ID and fingerprint)
-Zero data collection, zero data sharing

More in this version:
-Marketplace
-Smarter insights and more personalized tips
-Export to CSV anytime
-Multi-currency support
-Push notifications for bills, goals, and milestones

One-time payment. Own it forever.
No subscription creeping in later. One payment, full access, yours for life.

*Pricing varies by country and exchange rate.

Welly AI runs on-device via Google AICore and Gemini Nano. It requires a compatible device; most phones released before 2026 are not yet supported.

WellOff Vault does not use cloud backup or require bank connections. Your data is not collected, not shared, and not stored anywhere except your phone.