Budget & Expense Tracker: Kobu

Keep your money under control – no account, no cloud, no subscription.

Kobu is an expense tracker, spending tracker and budget planner in one app. Your data stays on your device – no sign-up, no bank connection. And you start right away: tap a category, type the amount, done.

AT A GLANCE
• Log an expense in two taps, no required fields
• Monthly budget for everything or per category, with a traffic light on your home screen
• Cash flow as bars or a table, live spending ring
• Reports over any date range you choose
• 31 currencies, with the exchange rate saved on the day you log it
• Photo with any entry – receipt or moment, stored only on your device
• Recurring entries for rent, subscriptions, salary and insurance
• 2 accounts, 12 categories and 30 icons free
• Light, dark or match your system
• English, German, Spanish, French, Italian, Portuguese

PRIVATE, NO ACCOUNT REQUIRED
Entries, receipts and reports stay right on your device. Logging and reviewing work offline; only current exchange rates are fetched online when needed. No account, no cloud, no bank connection – your numbers belong to you alone. A personal finance app that actually keeps things personal.

KOBU THE HAMSTER & YOUR STREAK
Your hamster Kobu cheers every entry and keeps count of your streak. Gentle motivation with no pressure and no nagging – so your budget tracker turns into a habit instead of a chore.

A BUDGET THAT THINKS AHEAD
Set a monthly budget – one limit for everything, or a separate cap per category. A budget applies from the month you pick until you change it. The traffic light on your home screen shows where you still have room and which category is about to blow its limit. And Kobu projects your pace and tells you right in the app: "At this pace you'll be over budget on the 24th."

THE SAVINGS CATEGORY
You log savings like any other expense – to the built-in "Savings" category, with its own monthly budget and progress light. That turns saving money into a fixed line item instead of a good intention.

OVERVIEW & REPORTS
Income and expenses sit side by side as bars – or as a table if you prefer. Your spending ring updates the moment you log an entry. The sortable report shows every category over any date range: the current month is free, longer ranges come with PRO. Your money manager, without the spreadsheet.

ACCOUNTS, CATEGORIES & ICONS
Checking, cash, credit card: run several accounts side by side – 2 free, unlimited with PRO. Create your own categories with a matching icon: 12 categories and 30 icons are free, PRO gives you unlimited categories and 48 icons.

TRUE MULTI-CURRENCY
Log in 31 currencies – on vacation or while shopping online. Kobu saves the original amount together with the exchange rate of that day, so your expense tracker stays accurate even years later.

WHO IS KOBU FOR?
• Anyone who wants a simple budgeting app with no account and no cloud
• Anyone who wants to keep checking, cash and card separate and in view
• Frequent travelers and online shoppers who pay in foreign currencies
• Anyone who wants to save money without forcing themselves every single day

ONE-TIME PURCHASE, NOT A SUBSCRIPTION
Kobu is free. You unlock PRO with a single purchase – no monthly subscription, no hidden fees, no fine print. Pay once, keep it forever:
• Ad-free – the small banner in the free version disappears
• Reports over any date range
• Unlimited accounts and categories
• 48 category icons
• CSV and JSON export of your data

Download Kobu now – your expense tracker, budget planner and money manager for personal finance: simple, private, no account required. Questions or ideas? I'd love to hear from you via the support link here in the store.