Usetulvo Budget & Expenses

Usetulvo Budget is a simple money tracker that keeps everything on your phone. No account, no bank link, no ads. Free, with no usage limits.

ADD IN A FEW TAPS
• A large keypad for the amount, then pick a category
• Expenses and income, with an optional note and date
• Mark rent, a salary or a subscription as "Every month" and it is added for you

KNOW WHERE YOU STAND
• Spent this month against your monthly budget
• How much you can spend a day for the rest of the month
• A line that tells you when you are spending faster than an even pace
• Where it went: your categories at a glance

TRENDS
• The last 6 months of spending and income side by side
• Your average a month and the change against last month

YOUR WAY
• Your own categories with icons and colours, hide the ones you don't use
• Any currency
• Search every entry, filter by category
• Export to a spreadsheet (CSV)
• Back up to a file and restore it on this or a new phone

PRIVATE BY DESIGN
Your entries never leave the phone. Light and dark mode, 21 languages.

GOOD FOR
• Keeping a simple daily expense diary
• Sticking to a monthly budget without a spreadsheet
• Seeing how much is left to spend until payday
• Tracking fixed costs like rent, bills and subscriptions
• Students, households and anyone saving for something
• People who want a money manager without linking a bank account

Developed by Lunar Code Tech, Netherlands.