Tezviya

Tezviya — Credit That Keeps Up With You
Some moments don't wait for payday. A medical need, a commute emergency, a bill that slipped your mind — these aren't delays you can afford, and they shouldn't be. Tezviya is built for the pace you actually live at: fast, straightforward, and ready when life isn't. Because credit should move as fast as you do.

Approval That Doesn't Keep You Waiting
You apply. You get an answer. That's the whole sequence. Tezviya strips away the unnecessary back-and-forth, the document re-uploads, the "we'll get back to you" that never comes. If you're eligible, you'll know within minutes — not hours, not days.

One Screen, Everything You Need
No tabs to toggle. No buried menus. Your available limit, your outstanding balance, your next due date — all on one screen before you scroll. Tezviya shows you what matters and leaves out everything that doesn't. Check in, get the answer, close the app.

Credit That Grows With You
Every on-time repayment isn't just a payment — it's a signal. Tezviya reads those signals and adjusts your limit accordingly. Borrow more when you need it, access better terms over time. Your credit journey is a conversation, not a one-time transaction.

Your Data Stays Yours
Bank-grade encryption on every request. No data sharing with third parties. No selling your information to marketers. Tezviya treats your privacy the way you'd treat your own — carefully, seriously, and with zero exceptions.

Product Features
Credit Limit: ₹2,000 to ₹80,000
Duration: 61 to 365 days
Interest Rate: 0.058% per day, calculated daily
Maximum APR (Annual Percentage Rate): 62%
Processing Fee: 1.5% to 5% of loan amount + GST
Decision Time: Typically within 5 minutes
Instant disbursal to your linked bank account
Lending Partner: Tezviya Private Limited
Eligibility: Indian citizen, aged 18 or above, salaried or self-employed, meeting the minimum income requirement, with no adverse record at the credit bureau
Documents Required: Aadhaar, PAN, and a selfie

Representative Example
Credit Limit: ₹8,000
Duration: 90 days
Daily Interest: ₹8,000 × 0.058% × 90 days = ₹417.60
Processing Fee: ₹200 (2.5% of ₹8,000) + GST @18%: ₹36 = ₹236 total
Amount Disbursed: ₹7,764 (Processing Fee + GST deducted upfront)
Total Repayment Amount (Credit Limit + Interest): ₹8,417.60
Effective APR for this example: approximately 38.5%
Note – All the above numbers are for representation only. The final interest rate, processing fee, and APR will vary depending on your profile assessment and how long you hold the amount.
Who Tezviya Is For
The professional who needs cash before the month ends. The small business owner covering a quick inventory gap. Anyone who values speed, simplicity, and a lender that doesn't treat them like a file number. Tezviya is for people who move fast — and need credit that can keep up.
Support
Monday–Friday, 9:00 AM–6:00 PM 📧 Email: [email protected]