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About Penny Log

Manage your money smarter with Penny Log – the ultimate expense tracker and budget planner. Whether you want to control spending, track income, or monitor monthly savings, Penny Log makes it effortless to understand where your money goes.

Start in seconds with a smooth setup. Choose your currency, enable reminders for daily tracking, and explore a beautifully designed dashboard that shows your balance, expenses, and income all in one place.

Key Features:

Smart Dashboard: View your monthly balance, add expenses, income, or transfers instantly.

Detailed Analytics: Understand your spending patterns with clear charts and visual reports.

Budget Planner: Set monthly budgets and track your progress to avoid overspending.

Account Manager: Manage multiple accounts easily from a single app.

Custom Categories: Create and edit categories that match your lifestyle.

Backup & Restore: Keep your data safe with local backup and restore options.

CSV Export: Export your transactions to a CSV file for further analysis.

Personalization: Switch between light and dark themes to match your style.

Privacy First: All data is stored locally on your device. Nothing is uploaded to any server.

Penny Log helps you develop smarter money habits, save more, and gain full control over your personal finance—all in a clean and user-friendly financial app.

Track every penny with Penny Log – your all-in-one expense tracker, budget planner, and money manager.

What’s new

Version 2.5.0 · Updated November 1, 2026

• Import records from Excel or CSV, including Money Manager exports • Credit cards: see the bill, due date and limit, and get a reminder before it's due • Pay a card bill as a transfer, so spends aren't counted twice • Group your accounts with a total for each group • Archive accounts you no longer use • New account types: UPI, Savings, FD/RD, Investment and Loan • One Notifications screen for every reminder • Settle up by UPI ID • A new first-time setup, and fixes

User reviews

Great Ben
Great Ben
Overall UI and functionality are good, very easy to track my daily expense.
Madhav
Madhav
Penny Log is a simple but reliable tool for keeping day-to-day finances organized. Adding expenses, income, and transfers is quick, and managing budgets, accounts, and categories feels straightforward. What stands out most is that everything stays safely on your device—nothing is shared online. It’s a clean, dependa...

Alternatives to Penny Log

Looking for apps like Penny Log? Here are 3 similar Android apps on Google Play. The highest rated is HydroJug (4.7/5), and all 3 are free to download.

Penny Log vs. alternatives
App Rating Price Installs Last updated Compare
Penny Log – Free 50+ Nov 1, 2026
Qapital: The Money Saving App 4.2 / 5 Free 1,000,000+ Oct 30, 2026 Compare
HydroJug 4.7 / 5 Free 10,000+ Oct 15, 2026 Compare
Vantix Law 4.7 / 5 Free 5,000+ – Compare

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