Udharu Debtor Tracker

Stop losing profits to forgotten debts.

Do you run a small business, a retail shop, or a service? Do you sell products on credit to your regular customers? Managing credit in a physical notebook is messy, risky, and makes it easy to lose track of your hard-earned money.

Spreadsheets aren't much better either because they are dumb and require a lot of tracking.

Udharu is your digital debt manager designed specifically for small business owners and shopkeepers. It helps you keep a crystal-clear record of who owes you money, how much, and most importantly—when it’s time to get paid.

Why use Udharu?
Never Forget a Payment
Instantly record every credit sale. See your total outstanding balance at a glance so your cash flow never dries up.

Digital Evidence & Photos
Attach photos of bills, receipts, or signed IOUs directly to each entry. No more "I don't remember buying that" disputes from customers.

Smart Reminders
Send professional payment reminders via SMS directly from the app. Maintain a good relationship with your customers while ensuring you get paid.

Due Date Alerts
Set deadlines for every debt. Udharu will notify you when a payment is overdue, so you can stop chasing and start collecting.

Customer Credit History
Keep track of who pays on time and who doesn't. Build a "trust score" for your customers to decide who deserves more credit.

Secure & Organized
Replace your credit ledger with a secure digital vault. Your data is organized, searchable, and always in your pocket.

Perfect for
Marts,, Grocery Shops, and General Stores
Mobile Recharge and Electronics shops
Wholesalers and Small Distributors
Personal Credit Tracking between friends and family
Freelancers and Service Providers

Udharu saves your money, protects your profits, and gives you back your time.

Download Udharu today and take the stress out of managing your business credit!