UK Tax Calculator: Take Home

Wondering how much of your UK salary you actually take home? UK Tax Calculator Pro estimates Income Tax, National Insurance (NI) and net pay for the 2026/27 tax year. Enter your annual income, choose your tax region and employment type, then see a clear breakdown of your estimated deductions.

Independent tax calculator. Not affiliated with HM Revenue & Customs (HMRC), GOV.UK or any UK government body. Official sources are linked below.

WHAT YOU CAN CALCULATE
- UK take-home pay after Income Tax and National Insurance
- Annual, monthly and weekly net pay averages
- PAYE employee estimates with Class 1 NI
- Self-employed estimates with Class 4 NI
- Income Tax for England, Wales and Northern Ireland
- Scottish Income Tax using Scotland's separate tax bands
- Tax years 2026/27, 2025/26 and 2024/25

UNDERSTAND YOUR SALARY AFTER TAX

Enter your gross annual salary to see your estimated annual take-home pay. Explore Income Tax, National Insurance and your effective deduction rate, with a breakdown of how each tax band affects the result. A clear chart shows the proportion of income you keep and how much goes towards deductions.

ESTIMATE PAYE OR SELF-EMPLOYED TAX

Choose employed (PAYE) or self-employed (sole trader) to see an estimate using the relevant National Insurance rules. This is a simplified tax calculator, not a complete Self Assessment return or payroll service.

ENGLAND, SCOTLAND, WALES AND NORTHERN IRELAND

Switch between standard UK and Scottish Income Tax rules to explore how your tax region affects the estimate. Select the tax year that applies to you.

2026/27 TAX YEAR AND PREVIOUS YEARS

View calculations for 2026/27, 2025/26 and 2024/25. Each result includes a tax year label and guidance about key assumptions.

MORE FEATURES
- Income chart and tax-band breakdown
- Tax rate explanations and official guidance links
- UK tax news, articles and guides
- Optional ad-free upgrade
- Calculations run on your device

IMPORTANT LIMITATIONS

Results are estimates for general information and planning. Monthly and weekly amounts are annual averages, not payslip forecasts. Calculations do not include pension contributions, salary sacrifice, student loans, Gift Aid, benefits or other tax charges. Actual tax depends on your circumstances, tax code, pay periods and reliefs. This app does not provide personal tax or financial advice.

OFFICIAL GOVERNMENT SOURCES

UK Income Tax: https://www.gov.uk/income-tax-rates

National Insurance: https://www.gov.uk/national-insurance/how-much-you-pay

Scottish Income Tax: https://www.gov.uk/scottish-income-tax/how-it-works

UK Tax Calculator Pro is independently developed and does not represent HMRC or any UK government agency.