German Tax & Salary Calculator

Wondering how much of your salary you take home in Germany? German Tax & Salary Calculator helps you estimate net pay (Nettogehalt), income tax and social insurance deductions. Enter gross monthly or annual pay, choose a German tax class and explore your estimated results.

This is an independent calculator, not an official German government or tax office app.

GERMAN GROSS-TO-NET SALARY CALCULATOR
• Estimate take-home pay from gross salary (Brutto-Netto)
• Select German tax classes (Steuerklassen I–VI)
• Review wage tax (Lohnsteuer), solidarity surcharge and church tax
• See estimated health, nursing care, pension and unemployment contributions
• Explore an itemized breakdown and visual charts

FOR EMPLOYEES AND SELF-EMPLOYED USERS
Compare gross salary with estimated net pay to understand deductions in Germany. The app also includes simplified income tax estimates for freelancers and self-employed users, including trade tax estimates where relevant. Self-employment and employment calculations follow different rules.

CLEAR RESULTS
See how your estimated income is divided between net pay, taxes and social contributions. Interactive charts and a dark theme make the figures easier to review. No registration is required to calculate.

WHO IS IT FOR?
• Employees checking German take-home pay
• People considering a job or salary in Germany
• International workers learning about German tax classes
• Freelancers and self-employed people planning estimated tax

IMPORTANT INFORMATION
Calculations are estimates for general information. They are not payslips, filed tax returns or individual tax advice. Actual deductions depend on the tax year, federal state, health insurer, contribution rates, dependants, allowances and personal circumstances.

TaxYZ is independently developed and is not affiliated with, endorsed by or operated by the German tax office (Finanzamt), the Federal Ministry of Finance (BMF) or any German government body. The app does not file returns with ELSTER.

OFFICIAL INFORMATION SOURCES
German Federal Ministry of Finance – wage tax calculation:
https://www.bmf-steuerrechner.de/

Federal Ministry of Finance – tax information:
https://www.bundesfinanzministerium.de/

Federal Ministry of Health – health insurance contributions:
https://www.bundesgesundheitsministerium.de/beitraege/seite

German Pension Insurance:
https://www.deutsche-rentenversicherung.de/

For personal tax decisions, consult official guidance or a qualified German tax adviser (Steuerberater).