Pocket Ledger: Expense Tracker

Pocket Ledger is a quiet, fast expense and income tracker that looks like the receipts it replaces. Punch in an amount, tap a category, done. Everything stays on your phone and works without an internet connection.

QUICK ENTRY
- A big custom keypad built for money: add up a split bill right on the slip (12.40 + 6), with a 000 key for currencies without cents
- Quick picks: the things you log again and again are one tap away, amount and note included
- Expense, income and transfers between your own accounts
- Pick a date, an account and an optional note, then save; the slip tears off and lands in your ledger
- Duplicate any entry onto today

ACCOUNTS
- Cash, bank, e-wallet, card, savings or any other account you keep
- Running balances for each one, plus money in and out this month
- Set a starting balance or correct a balance at any time

MONTHLY BUDGETS
- Give any category a monthly limit
- Each bar fills as you spend, with a marker showing where you should be by today
- While you type an expense, the slip shows what will be left in that category's budget
- A heads-up when a category reaches 85% of its limit, and when it goes over
- A daily allowance tells you roughly how much you can still spend per day
- A three-month average helps you pick a realistic number

INSIGHTS
- A spending-by-category chart and a day-by-day bar chart for every month
- This month against last month at the same point, with the categories that changed most and your no-spend days
- Tap a category to see every entry behind it
- A monthly statement printed like a long receipt, ready to share as text
- A yearly report with a month-by-month trend, top categories and your savings rate

SEARCH AND EXPORT
- Search notes, categories and amounts; filter by period (or any date range), type, account and category
- Sort results by largest amount and export exactly those results to CSV
- Export any period to CSV for a spreadsheet
- Back up all your data as text and restore it on a new phone

MADE TO FIT YOU
- Categories with a hand-drawn icon set; rename them or make your own
- Over 50 currencies with correct local number formatting
- English and Indonesian
- Subtle sounds and vibration, both easy to turn off

OPTIONAL PREMIUM
Optional Premium (one-time purchase, no subscription): no ads, and the yearly report stays open without watching a video; recurring bills and income that write themselves into the ledger on their due date, with what is still to come this month; savings goals that tell you how much to put aside each month; trends with your net worth month by month, a typical month and six-month category trends; and Night and Green ledger themes, including a real dark theme that can follow your phone. Everything else in this description stays free.

Pocket Ledger is not a bank and never connects to one. It does not give financial advice and does not offer loans. It simply helps you keep an honest record of your own money.

The free app is supported by ads. A banner sits at the bottom of the screen, and a full-screen ad may appear after you close a monthly statement. The yearly report can be unlocked for 24 hours by choosing to watch a short video ad.