Splitto

Weekend getaways, dinners with friends, group vacations, shared household expenses: with Splitto, forget spreadsheets, mental calculations, and endless chats about “who owes what to whom.”

Splitto keeps track of every group expense and automatically calculates the simplest way to settle the balances, with the fewest transfers possible.

How it works:
Create a group, add participants, and start recording expenses: who paid, how much, and how the amount should be split — equally or with custom shares, expense by expense.
Splitto calculates everyone’s balance in real time and tells you exactly who needs to pay whom, minimizing the number of money transfers thanks to a balance-optimization algorithm.

Why you’ll love it:

🔒 100% private and offline — no account, no server, no data leaving your phone. Everything is stored locally on your device.
⚡ Always up-to-date calculations — add or edit an expense and the entire group’s balances are recalculated instantly, with no manual updates required.
🤝 Fewer transfers, less confusion — the smart settlement algorithm minimizes the number of payments needed to settle the group’s balances.
🎯 Flexible splitting — split expenses equally or assign custom shares, with real-time remainder tracking so everything adds up exactly to the cent.
🎨 Modern design — a polished Material 3 interface with light and dark themes, designed to be fast and enjoyable to use every day.

Whether it’s a trip with friends, a shared apartment, a group dinner, or household expenses, Splitto is the companion that keeps your finances organized so you can focus on having fun.