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About Tharwa

Tired of wondering where your salary goes each month? Managing your money should be simple, but manually tracking every coffee, petrol fill-up, and online purchase is complicated and time-consuming.

Introducing Tharwa, the first truly smart expense tracker designed to make money management effortless and automatic for everyone. We believe you should spend your time living, not logging expenses.

THE MAGIC OF AUTOMATION
Say goodbye to tedious manual entry! Our standout feature securely reads your bank transaction SMS alerts and automatically converts them into categorized expenses. You don't have to lift a finger, just watch your financial picture become crystal clear.

POWERFUL BUDGETING THAT WORKS FOR YOU
Regain full control over your spending with flexible and intuitive tools:
Flexible Budgets: Create budgets for any period—monthly, weekly, or even for a specific trip. Set category limits to prevent overspending.

Savings & Spending Goals: Whether you're saving for a new phone, a car, or a down payment, set your goal and track your progress effortlessly.

Budget History: Learn from your past habits. Review and compare previous budgets to make smarter decisions for the future.

READY FOR THE WORLD
Multi-Currency Support: Seamlessly manage accounts in Omani Rial (OMR), USD, AED, and more, with conversion rates. Perfect for when you travel or shop online.

Localized Experience: An app built with a deep understanding of the user's needs.

YOUR PRIVACY IS OUR PRIORITY
Your financial data is your own. We've built our app on a foundation of security and trust:

No Bank Logins Needed: The app works its magic using only transaction SMS alerts and manual entries. We will never ask for your bank username or password.

Biometric Lock: Secure your app with your fingerprint or Face ID.

Secure Cloud Sync: Automatically back up and sync your data across all your devices using your own secure Google Drive.

A TRULY MODERN EXPERIENCE
You care about design, and so do we.

Complete Customization: Create your own spending categories with unique icons and colors. Tailor the home screen to see what matters most to you.

Beautiful Data Visualization: Understand your finances at a glance with clean, detailed, and interactive graphs.

Stunning Interface: A clean, modern design with full support for both Light and Dark modes.

Why Choose Tharwa over others?
While other apps require you to manually enter every single transaction, we provide true automation. We offer a beautiful, modern user experience designed for today's user, combined with powerful features that give you a complete picture of your financial health.

Get started with all our essential features for FREE! For our power users, Tharwa Premium unlocks unlimited automated tracking, multiple budgets, advanced goal-setting, and more.

We are a developer from Oman, building this app for our community. Your feedback is what helps us grow.

Ready to finally take control of your finances? Download Tharwa today and build your future, one expense at a time.
For more information visit https://www.tharwa.app

What’s new

Version 2.0.3 · Updated October 13, 2026

Mostly about your repeating bills. • Edit any bill: name, amount, next due date, how often it repeats, and the names Tharwa knows it by. Changes stay put. • Bills with Arabic names are now recognised. • Merge duplicate bills, and Tharwa stops making them. • Bills keep the day they really fall on, and payments you enter reach the right bill. • A weekly notice for what is due ahead, and tomorrow's bills in your evening summary.

User reviews

Ahmed Alajmi
Ahmed Alajmi
The app is packed with features that you can taylor to your needs. The price is very affordable. I really recommend it! You will not regret purchasing it.
hello its me
hello its me
this app helped me manage my cash flow perfectly, very grea UI/UX

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