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About Budge AI: Expense Tracker

BUDGE AI – AI Expense Tracker & Budget Planner

Wondering where your money goes every month?
Budge AI is an AI-powered expense tracker that automatically logs your spending from SMS alerts and email receipts, no manual work, no bank logins, no complications.
Unlike traditional budget apps, Budge AI reads your SMS and email alerts, instantly categorizes transactions, and gives you personalized insights so you can actually understand your money.

YOUR PERSONAL AI MONEY ASSISTANT
Ask Budge AI anything:
• Where did I spend most this month?
• Create a budget for transport
• Why am I overspending?
• Scan this receipt for me
Budge AI answers instantly. Analyzes trends. Creates budgets. Your AI accountant does the thinking.

HOW IT WORKS
✓ Automatic tracking from SMS & email alerts
✓ Smart budgets with spending alerts
✓ Daily, weekly, monthly insights by category
✓ Receipt scanning in seconds
✓ Works with M-Pesa, Flutterwave, Paystack, UPI, and any bank
✓ No bank login needed, ads or hidden fees.

WHY BUDGE AI IS DIFFERENT
No Bank Password
We read your SMS and email alerts, not your bank account.
AI That Actually Helps
Most budget apps just show numbers. Budge AI actively helps you analyze spending, create budgets, and understand your financial habits.
Works Across Banks & Payment Services
If you receive SMS or email transaction alerts, Budge AI can help you track your spending automatically.
Built for Real People
Made for freelancers with variable income, expats managing multiple currencies, and anyone who values privacy and simplicity.

WHY PEOPLE LOVE BUDGE AI
✓ No spreadsheets
✓ No manual expense logging
✓ No bank passwords required
✓ Understand your spending in minutes
✓ AI-powered financial insights
✓ Privacy-first design
✓ Works with the alerts you already receive
GET STARTED IN 30 SECONDS
Download free. Choose SMS, email, or both. Start tracking. No credit card or bank login.
Bank-level encryption. All data processed on your device. Never sold or shared.
Download Budge AI. Finally understand where your money goes.

What’s new

Version 0.7.3 · Updated October 24, 2026

Thanks for using Budge AI! This update includes: Connecting Gmail works again: Budge now confirms Gmail's forwarding request for you, so your bank emails start syncing. Screen readers now read your amounts, category names and chat messages aloud. Plus fixes to creating categories and to update prompts while you sign up. Enjoying the app? Rate us! We're always working hard to improve your experience.

User reviews

Aaron Alasa
Aaron Alasa
Incredible app. Glad to be one of the first users and contribute to its development. More people need to use this.
Daniel Saijah
Daniel Saijah
it's good , just testing it out feels good

Alternatives to Budge AI: Expense Tracker

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