RateHarp: Canada Mortgage News

RateHarp — Smart Mortgage Tools & News for Canadians

Buying a home, renewing your mortgage, or just watching the market? RateHarp puts live Canadian mortgage rates, smart calculators, and a daily housing market brief in one clean, fast app — completely free.

LIVE MORTGAGE RATES
Follow current fixed and variable rates and see how they move over time, so you can time your lock-in with confidence instead of guesswork.

SMART CALCULATORS
- Mortgage payment calculator — monthly payments by rate, amortization and term
- Affordability calculator — what you can realistically borrow on your income
- Renewal and refinance scenarios — compare your options side by side
- Home value tools — a quick read on what your home may be worth in today's market

DAILY MARKET NEWS
Every day, RateHarp publishes a fresh, plain-language housing market brief: rate moves, Bank of Canada decisions, regional trends from Toronto to Vancouver to Calgary, and what it all means for buyers, sellers and homeowners. No jargon, no fluff — just the signal.

THE DAILY PODCAST
Prefer to listen? Each brief is also produced as a short daily podcast episode you can play on your commute — the whole market in about a minute, plus longer deep-dive episodes.

FIND A PROFESSIONAL
Browse a growing directory of Canadian mortgage professionals and request a quote when you are ready to talk to a human. You choose when to reach out — nobody cold-calls you.

OUR APPROACH
RateHarp is built to inform, not to pressure. Rates, calculators and news are presented clearly so you can make your own decision — whether that means locking in today or waiting out the market.

PRIVACY
No account is required to read the news, track rates or run the calculators, and you can request data deletion at any time.

Smarter mortgage decisions start with better information. Download RateHarp and stay ahead of the Canadian housing market