FinTracker: Income & Expenses

FinTracker is a simple, private expense manager for everyday money. Track income and expenses on one monthly timeline, see where your money actually goes, and keep all of it on your own device — no sign-up, no cloud, no account to create.

WORKS COMPLETELY OFFLINE
FinTracker needs no internet connection to do its job. Entries are written to your phone, not to a server, so the app opens instantly, works on a flight or in a basement, and never asks you to log in. No account, no password, no sync.

NO SMS READING, NO BANK LOGIN
FinTracker does not read your messages and does not connect to your bank. You decide what to record, so nothing leaves your phone and nothing gets guessed wrong.

ONE TIMELINE FOR EVERYTHING
Every income and expense entry sits in a single scrollable timeline, grouped by month, with your net balance for the period always in view. Scroll back through the year, or filter down to a month, a category or an account.

ORGANISE BY CATEGORY
Organise spending with built-in categories for salary, rent, groceries, EMIs, investments, purchases and tax payments — or create your own, with subcategories one level deep. Hide the categories you never use and delete the ones you no longer need.

ACCOUNTS, CARDS AND LOANS
Keep cash, savings, investments, credit cards and loans side by side. Record transfers between accounts, follow a credit-card statement through to payment, and watch a loan EMI bring the balance down. Your net worth — assets minus debt — is worked out for you.

RECURRING ENTRIES
Set up recurring income and expenses on a daily, weekly or monthly schedule: rent, salary, subscriptions, SIPs, insurance premiums, loan EMIs. Edit or skip a single occurrence without disturbing the rest of the series, and set an end date whenever you like.

ATTACH RECEIPTS
Add a photo to any entry so proof of purchase lives with the record. Receipts stay on your device with everything else.

INSIGHTS THAT ANSWER A QUESTION
See income, expense and net balance for any period, broken down category by category. Compare one period against another to see what actually changed, spot your biggest spends, and look ahead to what is due. Choose this month, last month, this year, all time, or a custom date range.

MADE TO BE PLEASANT
A light theme and a dark theme, ten currencies including the rupee, dollar, euro and pound, and a timeline that greets you by name.

WHO IT IS FOR
Anyone who wants an expense tracker without an account: salaried professionals watching monthly cash flow, families spreading spending across cards and accounts, and anyone paying down a loan who wants to see the balance fall. If you have tried a money manager that wanted your bank credentials, your SMS inbox or your email, this is the opposite of that.

YOUR DATA STAYS YOURS
FinTracker stores everything locally. Nothing is uploaded, there is no account to create, and nobody else can see your spending. Uninstalling the app removes the data with it.

Whether you are watching this month's cash flow, following EMIs down, keeping an eye on a credit-card bill, or simply working out where the money went, FinTracker keeps personal finance simple, fast and private.