Andes Préstamo

Andes Préstamo offers personal loan application services for eligible users in Chile.

Through the app, you can submit a digital application and review the available information on loan amount, term, APR, applicable fees, and conditions before confirming.

Our goal is to provide a clear digital experience for those who wish to explore personal loan options from their mobile phones.

Loan Information
Available terms may vary depending on the user's evaluation and eligibility.
Available Loan Amount: CLP$100,000 – CLP$1,500,000
Repayment Term: 91 – 330 days
Maximum APR: 30%
Before confirming an application, the user can review the applicable terms, including relevant information on costs and payment schedule.

The final offer is subject to the corresponding evaluation.

Representative Example
For a loan of CLP$500,000 with a 120-day term and an APR of 20%, the estimated interest will be CLP$32,877.
In this example, the user will have to pay:
Principal amount: CLP$500,000
Estimated total interest: CLP$32,877
Total amount to pay: CLP$532,877
The amounts shown are for reference only. The calculation may include rounding, so the final amount may vary slightly. The value shown on the official loan application prevails.

How does it work?

Register your basic information.

Complete the information required for the evaluation.

Verify your identity when necessary.

Review the available options and conditions.

Submit your application for evaluation.

Processing time may vary depending on information validation and other necessary processes.

General requirements
To use Andes Loan, the applicant must:
Be at least 18 years old.
Have a valid identity document.
Have an active phone number.
Provide accurate information during the application process.
Meet the applicable eligibility criteria. Meeting these requirements does not guarantee application approval.

Clear information before confirming
Before confirming an application, you can review the available information related to:
Loan amount
Repayment term
Applicable APR
Applicable fees
Payment schedule
We recommend carefully reviewing the terms and conditions before making a decision.

Customer support
If you need help or have any questions, you can also contact us through the support channels available within the application.