GoTunai

GoTunai – Personal Loans in Malaysia
Get convenient and secure personal loan services from GoTunai in Malaysia. Our digital application process is designed to make applying for financing simple, transparent, and convenient.

Simple Online Application
Apply online with a straightforward digital process. Submit the required information and documents through the GoTunai application to complete your application conveniently.

Loan Requirements
- Malaysian citizen
- 18 years old or above
- Valid MyKad / Identity Card
- Stable source of income
- Valid mobile number
- Valid bank account

Loan Details
- Loan Amount: RM500 – RM15,000
- Repayment Period: Minimum 91 days, Maximum 365 days
- Daily Interest Rate: 0.04%
- Maximum Annual Percentage Rate (APR): 14.6% per annum (Does not exceed the maximum legally permitted limit of 18%)
- Transparent fee structure with no hidden charges.

Representative Loan Calculation Examples


Example :
- Loan Principal: RM10,000
- Repayment Period: 91 days
- Daily Interest Rate: 0.04%
- Total Interest: RM10,000 × 0.04% × 91 = RM364
- Total Repayment Amount: RM10,364

Example 2 (Maximum Repayment Period - 365 Days):
- Loan Principal: RM10,000
- Repayment Period: 365 days
- Daily Interest Rate: 0.04%
- Total Interest: RM10,000 × 0.04% × 365 = RM1,460
- Total Repayment Amount: RM11,460

The actual payable amount varies according to the approved loan amount, repayment period, applicable charges, and the terms of your loan agreement.

Required Information
To process your application, you may be required to provide:
- MyKad / Identity Card information
- Mobile phone number
- Bank account information
- Income and employment information
- Other information required for identity verification and eligibility assessment

Why Choose GoTunai?
GoTunai provides a convenient digital application experience for eligible Malaysian borrowers.
- Convenient online application
- Simple digital process
- Transparent loan information
- Direct bank account disbursement, subject to approval
- Flexible repayment arrangements according to your loan agreement
- Secure handling of personal information

Privacy Protection
GoTunai respects your privacy and is committed to protecting your personal information. Information collected through the application is used for purposes such as identity verification, application processing, eligibility assessment, loan administration, compliance, and other purposes described in our Privacy Policy.

We process personal information in accordance with applicable laws and our Privacy Policy: https://www.gotunai.net/privacy.html

Licensed Lender Information
Developer & Licensed Entity: EXCELLENCE RESOURCES (Registration No.: 001655094-M)
Moneylender Licence No.: WL5286/10/01-11/030827 (Expiry: 03/08/2027)
Advertising Permit No.: WL5286/10/01-11/030827 (Expiry: 03/08/2027)
Licensed Premise: NO 8-3, JALAN PERSIARAN PUTERI 1, BANDAR PUTERI, 47100 PUCHONG, SELANGOR

Contact Us
Email: [email protected]
Website: https://www.gotunai.net
Cancellation Request: https://www.gotunai.net/request-cancellation.html
Privacy Policy: https://www.gotunai.net/privacy.html
Terms of Service: https://www.gotunai.net/terms.html