Career & Debt Planner

Career & Debt Planner helps U.S. adults plan smarter and grow faster with four practical educational tools in one clean Android app.

Features:

Debt Payoff Planner
Estimate payoff date, total interest, months to debt-free, and savings from extra monthly payments. Compare Snowball and Avalanche planning methods for educational purposes.

Salary Compare USA
Select a job title, U.S. state, and annual salary to view estimated monthly income before tax, approximate cost-of-living comparison, affordability score, and salary category.

AI Career Test
No real AI API is used in version 1. The app includes a local rule-based 30-question test that suggests top career matches, career score percentages, required skills, and next steps.

Daily Brain Challenge
Complete five daily questions covering logic, math, memory, pattern recognition, and general knowledge. Track score, streak, best score, and achievement badges.

Privacy and access:

- No login or account creation
- No financial account access
- No contacts access
- No location access
- No personal profile creation by the developer
- Core calculations and sample datasets are stored locally
- Google AdMob is used to show ads
- Internet access is used for ads and consent messages
- Advertising ID and ad interaction data may be processed by Google Mobile Ads
- No Firebase or developer-operated backend in version 1

Important: Career & Debt Planner is not a loan app and does not offer lending, credit, financing, banking, investment, tax, legal, medical, or financial advice. All calculators and estimates are approximate and for educational purposes only.