PL: Expense Tracker & Budget

Expense Tracker turns a few seconds of typing into a complete picture of your money. Log a purchase in plain words, scan the paper receipt, and see exactly where your spending went this month.

Everything in the app is free. There is no locked feature, no expense limit, and no paywall in front of your own data.

TRACK EXPENSES IN SECONDS
• Quick Add understands plain sentences — type "lunch 12 bucks card yesterday" and the amount, category, payment method and date fill themselves in for you to confirm
• Scan a paper receipt with your camera and the total is captured automatically. The scanner runs on your phone, so it still works with no signal
• Attach a receipt photo, a note, or your own subcategory to any entry
• Repeat any purchase daily, weekly, monthly or yearly and it is created for you
• Advanced search filters by amount range, date range, category, wallet, payment method, note or receipt

BUDGET WITH ENVELOPES
• Set a monthly income and a monthly budget, and watch what is left update with every expense
• Give each category its own envelope limit — food, transport, rent, utilities, entertainment, health, shopping, education, travel
• Get a budget warning before you overspend, not after, with an alert at your threshold and again when the monthly budget is exceeded
• Save each month as a record so you can compare this month's spending against the last one

REPORTS THAT EXPLAIN YOUR MONTH
• Expense trend chart by day, week, month or year
• Income versus expense side by side, so you can see whether the budget held
• Spending by category, ranked, so the biggest leak is the first thing you see
• Total spent, average per day, and your highest spending day
• Export a CSV of every expense or a formatted PDF report, and import a CSV to bring your history in

PLAN AHEAD
• Savings goals with a target amount and target date, and a progress bar that moves as you save
• Debt tracking in both directions — money you owe and money you lent out
• Bill and subscription reminders that notify you before the due date
• Separate wallets for cash, bank, debit card and credit card, each with its own opening balance
• Share a wallet with your family using a share code, so household spending lands in one place

BUILT FOR REAL LIFE
• Works offline. Add expenses with no connection and they sync the moment you are back
• Sign in with Google and your expenses appear on every device you own
• Lock the app behind your fingerprint or device passcode
• 13 currencies including Kyat, US Dollar, Euro, Baht, Yuan, Yen, Rupee, Ringgit, Singapore Dollar, Won, Pound and more
• Payment methods that match how you actually pay — cash, bank transfer, credit and debit card, Google Pay, PayPal, KBZPay, WavePay, Alipay and WeChat Pay
• Available in English, Burmese, Spanish, Portuguese, Hindi, Indonesian, Thai and Chinese
• Light and dark themes that follow your system setting

WHY PEOPLE STAY
Most expense tracker apps make logging a chore, so people stop after a week. This one is built around the two seconds after you spend money: one line of text, or one photo of the receipt. The budget, the reports and the savings goals then take care of themselves. It is a budget planner and a money manager in one, and it never asks you to become an accountant.

PREMIUM
Expense Tracker is free and every feature stays free. Premium is an optional subscription that removes ads — nothing else changes, and the app is fully usable without it.

Start tracking your expenses today and find out where your money is really going.