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  • OweFlow: IOU & Debt Tracker screenshot 1
  • OweFlow: IOU & Debt Tracker screenshot 2
  • OweFlow: IOU & Debt Tracker screenshot 3
  • OweFlow: IOU & Debt Tracker screenshot 4

About OweFlow: IOU & Debt Tracker

💰 Tired of forgetting who owes you money—or the stress of forgetting a debt?

OweFlow is the simplest, most secure way to track personal loans, shared expenses, and IOUs. Whether you’re splitting a dinner bill, managing household rent with roommates, or tracking tools lent to a neighbor, OweFlow keeps everything organized in one premium, private dashboard.

🚀 Why OweFlow?

Zero Stress: No mental math. See your total balance at a glance.
Settle Faster: Clear entries with a single tap once settled.
Privacy First: Your data stays on your device. No cloud, no tracking.
Premium Design: A beautiful, dark-mode-ready interface.

👥 Perfect For:

Friends & Family: Casual IOUs and personal lending.
Roommates: Keep track of rent, utilities, and grocery splits.
Travel Groups: Log shared trip expenses instantly.
Item Tracking: Lend a ladder or a book? Track it so you get it back.

✨ Key Features:

Dashboard Analytics: See "Lent Out" vs "Borrowed" totals instantly.
Overdue Warnings: Visual alerts for items past their due date.
Transaction History: A clean record of every settled debt.
Stop the confusion and take control of your shared expenses. Download OweFlow today!

What’s new

Version 2.1 · Updated December 19, 2025

Fixed Layout: The navigation bar now correctly respects phone system bars. Cleaned Dashboard: Removed redundant buttons for a faster, clutter-free experience. Ad Visibility: Fixed layout issues ensuring ads and banners are properly displayed. Premium UI: Refined Indigo & Raspberry theme with smoother animations. Stability: Under-the-hood fixes for better performance on all devices.

Alternatives to OweFlow: IOU & Debt Tracker

Looking for apps like OweFlow: IOU & Debt Tracker? Here are 6 similar Android apps on Google Play. The highest rated is Yabi Money (3.9/5), and 5 of the 6 are free to download.

OweFlow: IOU & Debt Tracker vs. alternatives
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