Préstamo Austral

Why choose Austral Loan?

✅ 100% Digital Process: All application, verification, and approval procedures are completed through the mobile app.

✅ Flexible Service: You can apply anytime, at your convenience.

✅ Security at Every Step: We have identity verification and data protection systems to safeguard your personal information.

✅ Clear and Transparent Terms: All costs, rates, and terms are shown in detail before you accept your loan, with no hidden fees.

Loan Product Details
Loan Amount: Users can access personal loans with flexible amounts ranging from $50,000 to $1,800,000 Chilean pesos.
Repayment Term: Available repayment terms range from 91 to 360 days, so you can choose the period that best suits your monthly payment capacity.

Annual Percentage Rate (APR): All our loans apply an Annual Percentage Rate (APR) that ranges from 18% to 28%. The final rate depends on an individual analysis of your credit profile, payment history, and financial background.
All economic conditions, total costs, and applicable rates will be clearly and thoroughly explained before you accept any loan offer, with no hidden costs or surprises.

Practical Loan Calculation Example
To help you understand how our costs work, here's a reference example:
If you request a loan of $100,000 pesos, with a repayment term of 120 days and an annual APR of 24%, the interest accrued will be $7,896 pesos. The final amount due at maturity will be $107,896 pesos.

This calculation is for illustrative purposes only. The values ​​shown are approximate and may vary slightly due to rounding in arithmetic operations. The final amount you will have to pay will be detailed in your loan agreement before acceptance. The final terms of your loan depend on your individual credit evaluation and the contractual charges corresponding to each transaction.

Application Requirements
To apply for our personal loans, you must be over 18 years of age, legally reside in Chile, have a valid national identity card, and an active mobile phone number. Each application is subject to a credit risk analysis; therefore, approval is neither automatic nor guaranteed.