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About Perazap: Simple Online Loans

Get convenient and affordable loans with Perazap. As a licensed lender in the Philippines, we offer competitive rates, flexible terms, and a mobile application process to help cover urgent expenses. Applications are subject to verification and credit assessment.
 
Your Security is Our Priority
We use encryption and privacy safeguards to help protect your data. Your personal and financial information is handled in accordance with our Privacy Policy.
 
Why Choose Perazap:
Fully Licensed & Encrypted: Security measures are used to help protect transactions.
Honest Pricing: Applicable fees are disclosed before loan confirmation.
Flexible Payments: Pay conveniently through GCash, Maya, or banks.
24/7 Access: Apply for a loan anytime, right from your phone.

Don't let unexpected expenses hold you back. For medical care, home improvements, and more, Perazap is your reliable financial solution!
 
Loan Details
Loan Amount: ₱1,000 – ₱50,000
Loan Tenure: 91 to 360 days
Interest Rate: Up to 20% APR (includes 8% service fee). All applicable fees will be disclosed before loan confirmation.
 
Example Loan Calculation
Loan: ₱3,000 for 180 days (6 months).
Estimated Total Cost at 20% APR: ₱3,000 * 20% * (180/365) = ₱296
Total Repayment: ₱3,000 + ₱296 = ₱3,296
Monthly Payment: ₱3,296/6 = ₱549
 
Who Can Apply:
Filipino citizens aged 18 years old and above
Active mobile number
Valid government-issued ID
 

About Us:
Business Name: Perazap
Company Name: PERA LOAN 7 LENDING CORP.
SEC Registration No.: CS201915879
Certificate of Authority No.: 3095
Address: 1606-A East Tower, Philippine Stock Exchange Center, Exchange Road, Ortigas Center, San Antonio, Pasig, Metro Manila, 1605 Philippines

Contact Us:
Number: 0908 252 0610
Email: [email protected]
Website: https://www.peraloan7.com

Perazap: Simple Online Loans details

Perazap: Simple Online Loans is a free Finance app for Android with 100+ installs on Google Play and a 4.8/5 average rating from 44 ratings. It was released on August 6, 2026 and last updated on August 18, 2026. It's developed by PERA LOAN 7 LENDING CORP.. It requires Android 6.0 or later. The app contains ads.

Category
Finance
Rating
4.8 / 5 (44 ratings)
Installs
100+
Price
Free
In-app purchases
No
Ads
Contains ads
Current version
1.1.0
Requires Android
6.0
Content rating
Rated for 3+
Released
August 6, 2026
Last updated
August 18, 2026
Developer
PERA LOAN 7 LENDING CORP.

What’s new in Perazap: Simple Online Loans

We have optimized several core functions of the app. Fixed existing bugs and improved overall running stability.

Version 1.1.0 · Updated August 18, 2026

Alternatives to Perazap: Simple Online Loans

Looking for apps like Perazap: Simple Online Loans? Here are 6 similar Android apps on Google Play. The highest rated is Expensum – Payment Reminder (3.2/5), and all 6 are free to download.

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Perazap: Simple Online Loans vs. alternatives
App Rating Price Installs Last updated
Perazap: Simple Online Loans 4.8 / 5 Free 100+ Aug 18, 2026
PrepayPro – Free 50+ –
XchangePro – Free 10+ –
Republic Bank Mortgage – Free 100+ Jul 2, 2026
BuMa – Free 10+ –
Expensum – Payment Reminder 3.2 / 5 Free 1,000+ Feb 17, 2023
BULKER - Bulk Trading Terminal – Free 100+ May 30, 2026
author
this is a new app it is very useful fornurgent needs
Brend Quiaonza
author
basic
BUENO JAY MAR R.
author
good
Sherilyn Bacense
author
I love how easy to apply thank you🌹
Nihaya Marohom
author
mababait ang mga agent magpaalala ng due date.
elena vicente
author
easy to fill up
Alfredo Jr Cagalingan