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  • Perazap: Simple Online Loans screenshot 1
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About Perazap: Simple Online Loans

Get convenient and affordable loans with Perazap. As a licensed lender in the Philippines, we offer competitive rates, flexible terms, and a mobile application process to help cover urgent expenses. Applications are subject to verification and credit assessment.
 
Your Security is Our Priority
We use encryption and privacy safeguards to help protect your data. Your personal and financial information is handled in accordance with our Privacy Policy.
 
Why Choose Perazap:
Fully Licensed & Encrypted: Security measures are used to help protect transactions.
Honest Pricing: Applicable fees are disclosed before loan confirmation.
Flexible Payments: Pay conveniently through GCash, Maya, or banks.
24/7 Access: Apply for a loan anytime, right from your phone.

Don't let unexpected expenses hold you back. For medical care, home improvements, and more, Perazap is your reliable financial solution!
 
Loan Details
Loan Amount: ₱1,000 – ₱50,000
Loan Tenure: 91 to 360 days
Interest Rate: Up to 20% APR (includes 8% service fee). All applicable fees will be disclosed before loan confirmation.
 
Example Loan Calculation
Loan: ₱3,000 for 180 days (6 months).
Estimated Total Cost at 20% APR: ₱3,000 * 20% * (180/365) = ₱296
Total Repayment: ₱3,000 + ₱296 = ₱3,296
Monthly Payment: ₱3,296/6 = ₱549
 
Who Can Apply:
Filipino citizens aged 18 years old and above
Active mobile number
Valid government-issued ID
 

About Us:
Business Name: Perazap
Company Name: PERA LOAN 7 LENDING CORP.
SEC Registration No.: CS201915879
Certificate of Authority No.: 3095
Address: 1606-A East Tower, Philippine Stock Exchange Center, Exchange Road, Ortigas Center, San Antonio, Pasig, Metro Manila, 1605 Philippines

Contact Us:
Number: 0908 252 0610
Email: [email protected]
Website: https://www.peraloan7.com

What’s new

Version 1.1.1 · Updated September 22, 2026

What's New Minor bug fixes and performance improvements for a better user experience. Please update to the newest version.

User reviews

Brend Quiaonza
Brend Quiaonza
this is a new app it is very useful fornurgent needs
BUENO JAY MAR R.
BUENO JAY MAR R.
basic
Sherilyn Bacense
Sherilyn Bacense
good
Nihaya Marohom
Nihaya Marohom
I love how easy to apply thank you🌹
elena vicente
elena vicente
mababait ang mga agent magpaalala ng due date.
Alfredo Jr Cagalingan
Alfredo Jr Cagalingan
easy to fill up

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