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  • SettleUp - Credit Debit Book screenshot 1
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About SettleUp - Credit Debit Book

SettleUp is a simple, secure, and offline-first digital ledger book designed for shopkeepers, merchants, and small business owners to manage customer credit (Udhar) and payments seamlessly.

Say goodbye to traditional paper registers, account books, or messy spreadsheets. SettleUp makes bookkeeping effortless, fast, and completely safe.

Why Choose SettleUp?
• 🚀 Offline-First Experience: Work smoothly without internet access. Your ledger updates instantly and syncs securely to the cloud when you go online.
• 💬 Automated SMS Alerts: Automatically notify your customers via transaction SMS (receipts/updates) as soon as you record a credit or payment.
• 📁 Digital Attachments: Snap pictures of bills, receipts, or invoices and attach them directly to transactions for dispute-free tracking.
• 📖 Phonebook Contact Import: Add customers in seconds by importing them directly from your device’s contacts.
• 🔒 Safe & Secure: Your data is protected locally and securely backed up on our servers. Access your business records from any device.

Who is SettleUp for?
Perfect for grocery stores, pharmacies, restaurants, wholesalers, mobile recharge shops, apparel stores, and independent freelancers who manage credit and customer accounts.

Download SettleUp today to simplify your bookkeeping and settle outstanding customer credits faster!

What’s new

Version 1.1.6 · Updated November 1, 2026

Feel and looks optimization

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