Okay - Money & Deals Tracker

TAKE CONTROL OF YOUR MONEY—ALL IN ONE APP. TRACK YOUR DEBT, PLAN YOUR PAYMENTS, MANAGE YOUR BUDGET, AND STAY ON TOP OF EVERY OPPORTUNITY.

Okay is a personal finance assistant that brings your credit cards, loans, lines of credit, payment plans, subscriptions, rewards, budget, card offers, and price-drop alerts together in one place.

No bank connection. No banking password. Enter your credit limit, balance, statement date, and due date, and Okay helps you keep everything organized.

━━ DEBT TRACKING ━━

💳 ALL YOUR CARDS IN ONE PLACE

See total balances, available credit, statement dates, and payment due dates across multiple cards. Mark each card as paid, minimum payment made, or overdue with one tap.

🏦 LOANS & LINES OF CREDIT

Track installment loans, remaining principal, revolving credit balances, and payment cycles alongside your credit cards.

🔔 SMART REMINDERS

Get push notifications and email reminders 1, 3, or 7 days before a payment is due—or on the due date. Silence reminders for paid balances and reduce the risk of late payments.

📅 PAYMENT CALENDAR

View upcoming payments in a monthly calendar. Spot busy payment days, explore your payment heat map, and see which card may be the better choice based on statement timing and available credit.

━━ MONEY MANAGEMENT ━━

📒 SMART LEDGER

Manage income, expenses, accounts, transfers, savings goals, and recurring transactions. Keep your financial history organized with CSV and statement import support.

📊 VISUAL FINANCIAL INSIGHTS

Track your progress with a Financial Health Radar, category map, cash-flow view, net worth chart, goal rings, and savings rate.

🎯 BUDGET LIMITS

Create budgets by category. Get alerts as you approach your limits and review suggested budgets based on your last three months of spending.

📦 PAYMENT PLANS · 📺 SUBSCRIPTIONS · 💎 REWARDS

See when payment plans end, how much your subscriptions cost each month, and when points or miles expire. Get reminders before important dates.

🧠 SMART SPENDING & SIMULATOR

Ask, “Which card should I use?” and get a recommendation based on credit utilization, available credit, and statement timing. Test different spending and payment scenarios before you act.

━━ OFFERS & PRICE ALERTS ━━

🎁 CARD OFFERS & REWARDS

Discover available card offers, cash-back opportunities, rewards, and merchant promotions in supported regions. Keep relevant opportunities organized in one place instead of checking every provider separately.

🔥 PRICE-DROP ALERTS

Discover discounted products, view price history, and check 30-, 60-, 90-day, and yearly low-price signals. Set a target price, save favorites, and get notified when the price drops.

━━ PRIVACY & CONVENIENCE ━━

🔒 PRIVACY FIRST

Your financial data stays on your device. No bank account connection and no banking password required. Hide amounts with Privacy Mode and protect access with App Lock.

🌍 6 LANGUAGES · 5 CURRENCIES · MULTI-COUNTRY

Available in English, Turkish, German, French, Spanish, and Arabic. Manage financial information in USD, EUR, GBP, TRY, and AED with regional date, weekend, and holiday adjustments.

🎮 EXPLORE WITH DEMO MODE

Try the app with sample data. When you’re ready, clear the demo with one tap and add your own information.

━━ PLANS ━━

🆓 FREE

Use core tracking tools with limited allowances.

⭐ PRO

Track more cards, subscriptions, payment plans, and reminders.

👑 MAX

Get expanded or unlimited access to the premium features included in your plan. Annual plans are also available.

Track your debt. Manage your budget. Stay on top of your money. Download Okay and take control.

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