LoanIQ: EMI & Loan Calculator

LoanIQ is a free offline EMI & Loan Calculator for home, car, personal, and business loans. Compare loan offers, calculate monthly EMI, view full repayment schedules, and estimate FD & RD returns — all in one app.


💳 LOAN CALCULATORS:

👤 Personal Loan Calculator
Enter loan amount, interest rate, and tenure — get your personal loan EMI instantly with a complete repayment schedule.

🏠 Home / Mortgage Calculator
Calculate your monthly home loan EMI, total interest payable, and full repayment schedule. Know the true cost before you sign.

🚗 Car / Auto Loan Calculator
Plan your car loan EMI before visiting the dealership. See monthly payments, interest cost, and total amount payable at a glance.

🏢 Business Loan Calculator
Evaluate business borrowing with clear EMI projections and total repayment schedule. Plan confidently before you commit.


⚖️ LOAN COMPARISON:

Can't decide between two loan offers? LoanIQ's Loan Comparison tool lets you compare multiple loan scenarios side by side — different amounts, rates, or tenures — so you always pick the smarter deal.

Compare home loan vs personal loan. Compare Bank A vs Bank B. See the difference in EMI, total interest, and total payment instantly, without switching screens.


🏦 DEPOSIT CALCULATORS:

📈 Fixed Deposit (FD) Calculator
Calculate the maturity value and interest earned on your one-time fixed deposit investment. Know your returns before you invest.

🔄 Recurring Deposit (RD) Calculator
Estimate cumulative returns on monthly savings contributions. Plan your recurring deposit and watch your money grow.


✅ WHY CHOOSE LOANIQ?

⚡ Instant EMI results — no waiting, no loading screens
⚖️ Compare loans side by side — pick the best deal every time
📊 Full repayment schedule — principal, interest & balance for every payment
📤 Shareable EMI card — share your loan result via WhatsApp & more
📶 Works offline — calculate anytime, anywhere without internet
💡 Clean UI — no clutter, no confusion, no unnecessary steps
🔒 Privacy-first — zero data collected, zero data shared
🌙 Dark & Light mode — works beautifully in any lighting


⚠️ DISCLAIMER:

LoanIQ is a calculation and planning tool only. It does not provide loans, credit, or any financial services. All results are based on user-provided data and standard mathematical formulas, for reference only. This is not financial advice.

Plan your loan. Compare your options. Borrow smart.