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  • AlloCat: Budget & Expenses screenshot 1
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About AlloCat: Budget & Expenses

AlloCat — Budget & Expense Tracker, Simplified

Take control of your money with AlloCat, a clean, minimalist budget app and expense tracker built for everyday life. Track spending, plan budgets, clear debt, and grow your net worth - all in one calm, beautifully simple app.

Tired of UPI spends vanishing without a trace? AlloCat quietly logs them for you.

✨ Automatic expense tracking from SMS
AlloCat reads your incoming bank and UPI transaction alerts and automatically logs every spend - no manual entry needed. Smart on-device categorization learns where your money goes, so your expense tracker stays up to date on its own.

🔒 Privacy first, always
All SMS processing happens on your device. AlloCat only reads incoming transaction messages - it never reads your existing inbox, and your raw messages never leave your phone. A finance app that respects you.

📊 Everything you need to manage money
- Budgets - set simple monthly budgets by category and always know what's safe to spend
- Expense tracker - every spend in one place, auto-captured or added in a tap
- Savings goals - save toward what matters with clear visual progress
- Debt tracker - pay down loans and EMIs with a plan you can actually follow
- Net worth - watch your assets and wealth grow over time
- Reports - see where your money went each month, at a glance
- Multi-currency - works with your currency, wherever you are

🤖 Ask AlloCat - your AI money assistant
Ask questions about your spending, budgets and goals and get instant, personalized answers from your real numbers. No jargon, no lectures.

🎨 Made to love
A modern, customizable design with light and dark themes and accent colors to match your style. Calm by design - AlloCat warns you before you overspend, and never guilts you after.

Why people choose AlloCat as their budget and expense manager:
- Spends that log themselves, so you actually stick with it
- A simple, non-judgmental way to build better money habits

Start managing your money smarter today with AlloCat - the personal finance app that helps you spend with confidence and save with purpose. 🐾

Try Premium free for 40 days - no card needed.

What’s new

Version 1.0.7 · Updated October 2, 2026

Smarter SMS tracking - Banks that write "Dr." or "Cr." instead of "debited" (Canara and others) are now tracked automatically - Payee names are read correctly instead of picking up the helpline number from the end of the SMS Faster and steadier - Quicker startup and refresh, and SMS sync uses fewer requests - A dropped connection now retries instead of losing your edit - Fixed budget and debt totals counting twice - Fixed saving a debt's color or type - Fixed AI replies stopping mid answer

User reviews

Akanksh Madhur
Akanksh Madhur
Great 👍🏼
Ashwin
Ashwin
The app helped me build my budget and track my spends to keep my finance on track.

Alternatives to AlloCat: Budget & Expenses

Looking for apps like AlloCat: Budget & Expenses? Here are 6 similar Android apps on Google Play. The highest rated is Kittysplit: Bills & cost split (5.0/5), and all 6 are free to download.

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