NCASH-Personal Loan
OTP INTERNET TECHNOLOGY LIMITED Finance
Online quick and simple , convenient registration
- Downloads
- 100K+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Dec 22
- 2025 · v4.0.1
Screenshots
About NCASH-Personal Loan
NCash offers convenience and No upfront fee online loan in Nigeria!
💸Loan amount:1,000 NGN - 100,000NGN
Loan term: 91 days - 120 days
>Maximum APR: 14%
Service fee: 0 and overdue fee:2.5%
📝Interest calculation:Loan amount is 10,000 NGN and the term is 91 days. If you are 2 days overdue,the amount payable is 10,599 NGN(10,000*14%/365*91+10,000+10,000*2.5%)
Safe and reliable personal loan in Nigeria
👍Why NCash
[No collaterals]
No hidden fee and without any collateral loan in Nigeria
[Convenient to get the loan]
Paperless and digital process on your mobile. All the steps can be done online.
[Easy to approve]
If you are a Nigeria citizen and your age is over 18 years old
[Private Policy]
We do not share your data with any third parties without your consent. Your data is totally safe with us.
📲How it works
Step1:Install the Ncash APP from GooglePlay
Step2:Register an account and apply the loan
Step3:Get the disbursement and repay on time.
💌Contact us
Please contact our online service for help.
Working time:24/7 online
Address: Lateef Jakande Rd, Ogba, Ikeja, Lagos, Nigeria Email: [email protected]
💸Loan amount:1,000 NGN - 100,000NGN
Loan term: 91 days - 120 days
>Maximum APR: 14%
Service fee: 0 and overdue fee:2.5%
📝Interest calculation:Loan amount is 10,000 NGN and the term is 91 days. If you are 2 days overdue,the amount payable is 10,599 NGN(10,000*14%/365*91+10,000+10,000*2.5%)
Safe and reliable personal loan in Nigeria
👍Why NCash
[No collaterals]
No hidden fee and without any collateral loan in Nigeria
[Convenient to get the loan]
Paperless and digital process on your mobile. All the steps can be done online.
[Easy to approve]
If you are a Nigeria citizen and your age is over 18 years old
[Private Policy]
We do not share your data with any third parties without your consent. Your data is totally safe with us.
📲How it works
Step1:Install the Ncash APP from GooglePlay
Step2:Register an account and apply the loan
Step3:Get the disbursement and repay on time.
💌Contact us
Please contact our online service for help.
Working time:24/7 online
Address: Lateef Jakande Rd, Ogba, Ikeja, Lagos, Nigeria Email: [email protected]
What’s new
Version 4.0.1 · Updated December 22, 2025
bug fixed
Alternatives to NCASH-Personal Loan
Looking for apps like NCASH-Personal Loan? Here are 6 similar Android apps on Google Play. The highest rated is EZ Tip Calculator (4.4/5), and all 6 are free to download.
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Cash Loan Guide & Calculator 3.7
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Himalayan Remit
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| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| NCASH-Personal Loan | – | Free | 100,000+ | Dec 22, 2025 | |
| Cash Loan Guide & Calculator | 3.7 / 5 | Free | 5,000+ | Nov 3, 2023 | Compare |
| Himalayan Remit | – | Free | 1,000+ | Sep 29, 2026 | Compare |
| EZ Tip Calculator | 4.4 / 5 | Free | 1,000+ | May 22, 2015 | Compare |
| Prestamos en Peru | – | Free | 100+ | Nov 13, 2023 | Compare |
| JS Digital Pay | – | Free | 1,000+ | – | Compare |
| Entrust FCU | – | Free | 1,000+ | Feb 13, 2018 | Compare |
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