Netspend Wallet: Digital Bank

About Netspend Wallet: Digital Bank

Everyday spending just got a lot easier with a Netspend® Visa® Prepaid Card or a Netspend All Access® Account. With direct deposit, you have a convenient way to add funds to your account while also getting paid up to 2 days faster.(2) Use your card anywhere Visa® debit cards are accepted.

With the Netspend Mobile App you can manage your account wherever you go. You control everything right from your phone:
• Check your account balance & transaction history.
• Pay in store with your favorite mobile wallet
• Find reload locations (3)
• Track spending with Anytime Alerts
• Netspend All Access customers earn up to 6.00% APY (5)

Your money is safe with us: Card controls & FDIC insured.(6) In addition:
• No credit check (7)
• No activation fee (4)
• No minimum balance

Join the millions of customers who trust their money with Netspend. Sign up today!

1 Services initiated with an external account from an outside third party may incur fees from that third party to your external account. No cost for online or mobile Account to Account transfers between Netspend Accounts; a fee may apply to Account to Account transfers conducted through a Netspend Customer Service agent or other transfer types. See your Cardholder Agreement or Deposit Account Agreement for details.

2 Based on comparison of our ACH processing policy vs. posting funds at settlement.

3 The Netspend Network is provided by Netspend Corporation & its authorized agents. Netspend is a licensed provider of money
transfer services (NMLS ID: 932678). Netspend's licenses & related information may be found at www.netspend.com/licenses. Fees, limits, & other restrictions may be imposed by Netspend & other third parties in connection with use of the Netspend Network.

4 While this specific feature is available at no cost, certain other transaction fees & costs, terms, & conditions are associated with the use of this Account. See the Cardholder Agreement or Deposit Account Agreement for more details.

5 The optional Savings Account linked to your All Access Account is made available to Accountholders through Pathward®, National Association, Member FDIC. Interest is calculated on the Average Daily Balance(s) of the Savings Account & is paid quarterly.

If the Average Daily Balance is $2,000.00 or less, the interest rate paid on the entire balance will be 5.87% with an annual percentage
yield (APY) of 6.00%.

If the Average Daily Balance is more than $2,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $2,000.00 will be .49% with an APY of .50%, & the interest paid on the portion of the Average Daily Balance which is $2,000.00 or less will be 5.87%. The APY for this tier will range from 6.00% to .60%, depending on the balance in the account.

The interest rates & APYs of each tier may change. The APYs were accurate as of 11/1/2023. No minimum balance to open Savings Account or obtain the yield(s). Savings Account funds are withdrawn through the All Access Account & transaction fees could reduce the interest earned on the savings account. Funds on deposit are FDIC insured through Pathward, N.A. For purposes of FDIC coverage, all funds held on deposit by you at Pathward, N.A., will be aggregated up to the coverage limit, currently $250,000.00.

6 Upon successful activation & registration of the Card or Account, funds on deposit at Pathward, N.A., Member FDIC, are insured up to the standard maximum deposit insurance limit. Coverage limit is subject to aggregation of all of Cardholder s or Accountholder's funds held on deposit at Pathward, N.A.

7 Subject to card activation or Deposit Account registration & ID verification. Terms & Costs Apply. Card issued or Deposit Account established by Pathward®, N.A., Member FDIC.

Card may be used everywhere Visa debit cards are accepted.
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