Money: Savings Goal Coach

Money helps you save for the things that matter to you, one small step at a time.

Pick a goal, like a Goa trip, a new phone or an emergency fund. Money shows what to set aside, cheers you on as you go, and keeps everything private on your phone.

Set goals that fit your life
• Start from a template (emergency fund, trip, phone, education, vehicle, wedding, home) or make your own.
• Give each goal a target, an optional date and its own currency. Rupees come first, with lakh and crore grouping, and there are 33 currencies in all.
• The calculator tells you what it takes: "That's about ₹10,000 a month."

Record your savings in seconds
• Add what you've put aside with quick amounts sized to your goal.
• Note where it came from (salary, bonus, gift and more), and pick an earlier date if you're catching up.
• Changed your mind? Undo is one tap away when you add, edit or delete.
• Money doesn't connect to your bank or move money. You record what you save, and Money keeps count.

Keep the habit going
• Weekly streaks: save anything in a week to keep your streak going.
• Streak freezes: earn one every 4 weeks and hold up to 2. A freeze covers a quiet week for you.
• 12 badges to earn, with a hint for each one still ahead.
• Milestones at 25, 50, 75 and 100% of every goal, each celebrated once.

See how you're doing
• Insights from your own savings, like whether a goal is on pace for its date, your usual saving day and the goals likely to finish this year.
• A savings calendar that shows your weeks at a glance.
• A plan on every goal: each month, each week, what's left and when you're likely to finish.

Gentle reminders, only if you want them
• A daily reminder at your time, notes about your streak and goals, a Sunday summary and, if you like, a payday reminder once a month.
• Off until you turn them on. At most 1 nudge a day and 3 a week, and quiet from 9 pm to 9 am.

Private by design
• No account and no sign-in.
• Your data stays on your phone, in an encrypted database. The key never leaves your phone.
• No ads, no analytics and no tracking. Money doesn't even use the internet.
• Export your data as a spreadsheet (CSV) or a backup file whenever you like, and restore it on a new phone. Exported files aren't encrypted, so keep them somewhere safe.
• Delete all your data anytime from Settings.

Comfortable to use
• Light and dark themes.
• Works with large text and screen readers, and respects reduced motion.

Money is a personal savings tracker. It isn't a bank, and it doesn't give financial advice.

Questions or ideas? Write to [email protected].