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  • MoneyMind: EMI & Expense Track screenshot 1
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About MoneyMind: EMI & Expense Track

MoneyMind — Track Loans, EMI, Expenses & Savings in One App

Stop using spreadsheets. Stop forgetting who owes you money.
MoneyMind helps you track and manage your personal finances — fully offline, free, and no signup required.

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EMI CALCULATOR
Calculate EMI for home loan, car loan, personal loan, or education loan. View amortization schedule, principal vs interest breakdown, and total payable amount.

PREPAYMENT SIMULATOR
Add extra monthly payments or yearly lump sum and see how much time and interest you can save.

LOAN TRACKER
Track all your loans with EMI details, outstanding balance, and repayment progress. Mark EMIs as paid and stay on top of your schedule.

EXPENSE TRACKER
Set income, add fixed expenses like rent, EMIs, SIPs, insurance, and subscriptions. Visualize spending with charts and track savings rate.

SAVINGS GOALS
Set and track goals for house, car, travel, or emergency funds. Monitor progress and estimated completion time.

LEND & BORROW TRACKER
Track money lent or borrowed with complete history and partial repayments.

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Important Disclaimer

MoneyMind is a personal finance management tool only.

The app does NOT provide loans or lending services
The app does NOT offer financial or investment advice
The app does NOT connect users with financial institutions or lenders
All calculations are for informational purposes only

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WHY MONEYMIND?

100% Offline — your data stays on your device
No Signup — start instantly
Lightweight & Fast
Designed for Indian users (₹, Lakh/Crore format)

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Perfect for salaried professionals, freelancers, and students who want better control over their finances.

Take control of your money with MoneyMind today.

MoneyMind is a personal finance management application that allows users to track loans, EMIs, expenses, savings, and personal lending/borrowing records.

The app provides calculation tools such as EMI calculators and prepayment simulations for informational purposes only.

The app does NOT provide loans, does NOT facilitate lending, does NOT connect users with financial institutions, and does NOT offer financial or investment advice.
All data is user-entered and stored locally on the device.

User reviews

Satish Singh
Satish Singh
This app help me alot to manage my loan emi etc and my finance very nice app
Ankit Patel
Ankit Patel
Really like the UI it's very clean and easy to use. I was looking for something that stores data on my phone and not online, so this is perfect. It's also super helpful for keeping track of money I lend to friends or borrow, most other apps don't have that. Good for tracking my savings goals too. Highly recommend if...

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