Lets Credit

About Lets Credit

Lets Credit is a personal loan service app for users in Sri Lanka. We provide a simple, secure, and transparent online loan application experience for eligible users who need personal financial support.

With Lets Credit, users can submit real personal information, complete identity verification, apply for a loan, and receive the approved loan amount directly into their Sri Lankan bank account.

Eligibility:
1. Sri Lankan citizens with a valid Sri Lankan identity card
2. Age between 18 and 65 years old
3. Have a Sri Lankan bank account
4. Have repayment ability

How to apply:
1. Download Lets Credit
2. Fill in your real information
3. Submit a loan application in the app
4. After approval, the loan amount will be transferred directly to your bank account

Loan product information:
- Loan amount: 5,000 LKR to 85,000 LKR
- Loan term: 91 days to 365 days
- APR: 3% to 12% per annum
- Management fee: 1% to 5%
- Late fee: up to 0.1% per day, capped at 18% of the overdue amount
- No hidden fees

Representative example:
For a 5,000 LKR loan with a 91-day term and 12% APR:
- Interest = 5,000 x 12% / 365 x 91 = 149.59 LKR
- Management fee = 5,000 x 3% = 150 LKR
- Disbursed amount = 4,850 LKR
- Total repayment amount = 5,149.59 LKR
- Total cost of the loan = 299.59 LKR

Information security:
Lets Credit protects user information with encryption and security controls. User data is used only for account registration, identity verification, loan application review, loan management, repayment, customer support, fraud prevention, and legal compliance. We do not sell user data. We only share data where necessary to provide loan services or comply with law.

Contact us:
Company: EAZEFIN (PRIVATE) LIMITED
Address: NO 5 BETHESDA PLACE, OFF DICKMANS ROAD, COLOMBO 04
Email: [email protected]
Phone: 0754182313