PersWa — Mobile Money Wallet

PersWa automatically tracks every MTN MoMo, AirtelTigo Money, and Telecel Cash transaction from your SMS — no manual entry, no spreadsheets. Install PersWa, grant SMS permission, and your complete mobile money history builds itself in seconds.

TRACK YOUR SPENDING AUTOMATICALLY
Every debit and credit is logged the moment your MoMo SMS arrives — amount, date, sender or recipient, and category. See exactly how much you spent on food, transport, bills, and airtime each month, shown as charts with no setup required.

DETECT MOMO SCAMS BEFORE YOU ACT
PersWa scores every incoming MoMo SMS against 11 known fraud patterns — fake prize messages, wrong-transfer scams, sender impersonation, and requests for your PIN or OTP. If a message looks suspicious, PersWa sends an alert before you act. All detection runs on your phone. No message content is ever sent anywhere.

TRACK YOUR BUSINESS SALES
Receive MoMo payments from customers? PersWa records every payment automatically — amount, date, and sender. Set a monthly sales target and get notified at 80%, 90%, and 100% as you approach it. Export your full sales history as CSV for accounting.

MY PEOPLE
See every person you transact with in one place. View the full history with any contact, how much you have sent and received, and edit their details directly from their profile.

BUDGET ALERTS
Set monthly spending limits by category. PersWa notifies you at 80%, 90%, and 100% so you are never surprised at the end of the month.

EXPORT AND SHARE
Export your full transaction history as CSV for tax records, business accounting, or your own spreadsheets. Share individual transactions via WhatsApp, Gmail, or Drive.

CLOUD BACKUP
Back up your transaction history, categories, contacts, and settings with one tap. Restore everything instantly on a new phone.

YOUR DATA STAYS ON YOUR PHONE
All transactions are stored locally. PersWa contains no advertising SDKs and does not sell or share your data. Cloud backup is optional — create a free account only if you want it.

BUILT FOR GHANA
PersWa understands MTN MoMo, AirtelTigo Money, and Telecel Cash — including how names, contacts, and transaction formats work in Ghana. Display your balance in GHS, EUR, USD, or GBP. The name nods to the pesewa, Ghana's smallest coin.

Developed by MinQ Software Solutions
[email protected] | www.perswa.app