HiveCard: Credit Card Manager

About HiveCard: Credit Card Manager

Track every credit card. Privately, on your phone. No cloud sync.

HiveCard is the privacy-first credit card manager built for Philippine cardholders. Track every card you own — BPI, BDO, Metrobank, EastWest, HSBC, RCBC, UnionBank, Security Bank, China Bank, PNB, and more — in one secure dashboard. Your data never leaves your phone.

Stop juggling SMS alerts, statement PDFs across multiple bank apps, and sticky-note reminders for due dates. HiveCard brings it all together — without sending your card data to anyone.

WHAT MAKES HIVECARD DIFFERENT

🔒 Privacy-first by design
Every card, every transaction, every reminder lives in an encrypted vault on your phone (SQLCipher AES-encrypted database). No cloud sync. No servers seeing your card numbers. No analytics on your spending. Lock the app with a PIN or fingerprint, and optionally wipe everything after too many failed attempts.

📄 Import statements in seconds
Drop in your PDF statement and HiveCard auto-detects your bank, extracts your transactions, and figures out your statement date and due date. Password-protected PDFs work too. Image-only or scanned statements? Built-in OCR handles those as well.

🧠 Smart features tuned for Philippine cards
- Auto-categorization that actually knows local merchants: GrabFood, Foodpanda, beep cards, MRT/LRT, NLEX/SLEX/CALAX tolls, Petron, Caltex, Shell, SM, Robinsons, Mercury Drug, and many more
- Anomaly detection flags unusual transactions across all your cards using your personal baseline
- PH banking calendar — due dates auto-shift when they land on a holiday or weekend

💳 One tap to pay
Jump straight into BPI Mobile, BDO, UnionBank, Metrobank, GCash, Maya, or whichever app you use to settle. HiveCard knows what's installed and routes you to the right one.

🔔 Reminders that respect your time
Configurable rules engine for statement closing, due dates, utilization warnings, credit limit changes, and overdue alerts. You decide what gets pinged.

📊 See your whole financial picture
- Safe-to-spend dashboard that factors in upcoming obligations
- Debt payoff timeline visualization
- Per-bank fee schedules and card perks tracking
- Recurring cash obligations (Meralco, internet, rent — not just credit cards)
- Income tracking with semi-monthly cadence support

🇵🇭 BUILT FOR THE PHILIPPINES, BY A FILIPINO INDIE DEVELOPER
Every parser, every category keyword, every bank icon was tuned for how Philippine credit cards actually work — by midybee, a solo indie developer who got tired of US-centric finance apps that don't understand Peso, GCash, semi-monthly salaries, or holiday-shifted due dates.

WHAT'S FREE, WHAT'S PREMIUM

Free forever:
- Track up to 2 cards
- Statement import (PDF + OCR)
- Transaction categorization
- Due date reminders
- Anomaly detection

HiveCard Premium (₱149/month or ₱999/year, with a 14-day free trial):
- Unlimited cards
- Smart Payment Plan built around your pay date — shows exactly what to pay now, what can wait, and what's uncovered
- Avalanche payoff scenarios with interest savings projections
- Full transaction history export — your data, exportable anytime, no lock-in
- All future Premium features at no extra charge

Manage, change, or cancel your subscription anytime in the Play Store.

DATA SAFETY
- Local-only storage by default — no cloud
- AES-encrypted database (SQLCipher)
- No data sold, ever, to anyone
- Export or permanently delete all your data any time

Got feedback or a parser that breaks on your bank's statement format? Reach out via the in-app feedback channel. midybee reads every message.