Parakit: Expense Tracker

Parakit makes expense tracking take 3 seconds: type the amount, tap a category, done. Keep a simple debt ledger of who owes you and whom you owe, person by person. 🦜

No account, no sign-up, no bank connection, no internet needed. Your financial records stay on your device.

⚡ FAST EXPENSE TRACKING
• Numpad-first entry screen
• Quick add by voice or text ("coffee 4.50")
• 19 ready-made categories, plus your own
• Clear income vs. expense summary with charts
• Daily reminder and logging streak

📒 DEBT & IOU LEDGER
• Track money you lent and borrowed, person by person
• See who owes you and what you owe at a glance
• Due-date reminders
• Send a friendly reminder via WhatsApp or SMS in one tap

💳 BILLS, SUBSCRIPTIONS & INSTALLMENTS
• Subscription tracker with renewal reminders
• Cheques and promissory notes with due dates
• Credit-card installment plans
• Multiple wallets and accounts with balances
• Upcoming payments at a glance

💰 GOLD, CURRENCY & NET WORTH
• Cash, bank, gold, foreign currency, crypto and investments
• Live gold and exchange rates when you're online
• Gold by grams or coins
• Net worth in your main currency

📊 REPORTS & PLANNING
• Monthly summary, trends and a shareable monthly recap card
• CSV export and CSV import
• Set the month start day to match your payday
• Home-screen widget

🔒 PRIVATE BY DESIGN
• Works offline: no account, no cloud
• App lock with fingerprint / face unlock
• Light and dark theme

⭐ PREMIUM: ONE-TIME PURCHASE
Parakit is free with ads. Premium is a single lifetime purchase, never a subscription:
• No ads
• Monthly budgets and category limits with alerts
• Advanced reports and PDF export
• Savings goals
• Recurring transactions (salary, rent, bills)
• Smart insights and receipt photos
• Unlimited custom categories
• Backup & restore to your own file
• Accent colors

🌍 Available in 13 languages, with multi-currency support.

Parakit combines an expense tracker, money manager, budget planner, debt ledger and subscription tracker in one app, for anyone who wants to know where their money goes.