Mastercard In Control Pay
MasterCard Finance
Mastercard In Control™ Pay allows users to manage their commercial virtual cards
- Rating
- 3.3
- 601 ratings
- Downloads
- 292K+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Sep 1
- 2026 · v4.4.4
Screenshots
About Mastercard In Control Pay
A BETTER WAY TO ACCESS AND MANAGE VIRTUAL COMMERCIAL CARDS
Mastercard In Control™ Pay allows users to seamlessly manage their mobile virtual commercial cards. Users can effortlessly add cards to their digital wallets and experience secure online, in-app, over the phone, and contactless payments. With In Control Pay, organizations can simplify and enhance Travel & Expense (T&E) and B2B payments for both employees and non-employees.
**This app cannot be used for consumer card or prepaid card management.**
HOW DOES A USER GET STARTED?
Mastercard In Control Pay app is only for users who receive a virtual commercial card from an organization and issued by a participating financial institution. Mastercard will send the user an email with a unique invitation code to register for the app. Once the user is registered, the virtual card(s) will be automatically linked to the user’s profile in the app. From there, the user can add the virtual commercial card to a digital wallet.
HOW DOES THIS APP HELP USERS MANAGE THEIR MOBILE VIRTUAL CARD EXPERIENCE?
SEAMLESS PAYMENT EXPERIENCE: Use the virtual commercial card to pay digitally for organizational spending. Don’t fumble for exact change or use a personal credit card and wait for reimbursement.
TRANSPARENT CONTROLS: View controls set by the organization for the virtual cards in the app. These include how, where and when virtual cards can be used.
REAL-TIME AND ENHANCED DATA: See completed and processing transactions through our app with an option to filter the transactions by virtual card number (VCN) and time periods to get a complete picture of spending.
A HOLISTIC VIEW: Manage virtual commercial cards from multiple participating financial institutions within the same app.
INCREASED SECURITY: Feel confident your virtual cards are secure. All mobile virtual card payments are tokenized, with the sensitive data replaced by a unique alternative card number, so account information is never revealed to merchants, decreasing the risk of fraud. Plus, biometric authentication and a 5-digit PIN can be utilized to access virtual cards.
REDUCED ENVIRONMENTAL IMPACT: No plastic needed!
WHY DO ORGANIZATIONS WANT TO USE MOBILE VIRTUAL CARDS?
Organizations of all sizes and segments see value in mobile virtual cards since they offer a simple and controlled way to empower employees and non-employees alike to make business purchases. Organizations are able to modify virtual card controls as needed, track spending with enhanced data, and more.
Disclaimer: Mastercard In Control Pay app and features are available only for eligible virtual card accounts issued by the financial institution. Prepaid Cards and Consumer Cards are not eligible.
To log in, users must have an invitation code from Mastercard and the ability to authenticate in order to register for the app.
To see the full Privacy policy, copy and paste the following link into your browser:
https://www.mastercard.us/en-us/vision/corp-responsibility/commitment-to-privacy/privacy.html
The virtual card(s) are not issued by Mastercard and is (are) subject to the terms and conditions of the relevant issuer. If you have any questions regarding your virtual card, please contact the company that has authorized you to use the virtual card and the relevant issuer institution.
Mastercard In Control™ Pay allows users to seamlessly manage their mobile virtual commercial cards. Users can effortlessly add cards to their digital wallets and experience secure online, in-app, over the phone, and contactless payments. With In Control Pay, organizations can simplify and enhance Travel & Expense (T&E) and B2B payments for both employees and non-employees.
**This app cannot be used for consumer card or prepaid card management.**
HOW DOES A USER GET STARTED?
Mastercard In Control Pay app is only for users who receive a virtual commercial card from an organization and issued by a participating financial institution. Mastercard will send the user an email with a unique invitation code to register for the app. Once the user is registered, the virtual card(s) will be automatically linked to the user’s profile in the app. From there, the user can add the virtual commercial card to a digital wallet.
HOW DOES THIS APP HELP USERS MANAGE THEIR MOBILE VIRTUAL CARD EXPERIENCE?
SEAMLESS PAYMENT EXPERIENCE: Use the virtual commercial card to pay digitally for organizational spending. Don’t fumble for exact change or use a personal credit card and wait for reimbursement.
TRANSPARENT CONTROLS: View controls set by the organization for the virtual cards in the app. These include how, where and when virtual cards can be used.
REAL-TIME AND ENHANCED DATA: See completed and processing transactions through our app with an option to filter the transactions by virtual card number (VCN) and time periods to get a complete picture of spending.
A HOLISTIC VIEW: Manage virtual commercial cards from multiple participating financial institutions within the same app.
INCREASED SECURITY: Feel confident your virtual cards are secure. All mobile virtual card payments are tokenized, with the sensitive data replaced by a unique alternative card number, so account information is never revealed to merchants, decreasing the risk of fraud. Plus, biometric authentication and a 5-digit PIN can be utilized to access virtual cards.
REDUCED ENVIRONMENTAL IMPACT: No plastic needed!
WHY DO ORGANIZATIONS WANT TO USE MOBILE VIRTUAL CARDS?
Organizations of all sizes and segments see value in mobile virtual cards since they offer a simple and controlled way to empower employees and non-employees alike to make business purchases. Organizations are able to modify virtual card controls as needed, track spending with enhanced data, and more.
Disclaimer: Mastercard In Control Pay app and features are available only for eligible virtual card accounts issued by the financial institution. Prepaid Cards and Consumer Cards are not eligible.
To log in, users must have an invitation code from Mastercard and the ability to authenticate in order to register for the app.
To see the full Privacy policy, copy and paste the following link into your browser:
https://www.mastercard.us/en-us/vision/corp-responsibility/commitment-to-privacy/privacy.html
The virtual card(s) are not issued by Mastercard and is (are) subject to the terms and conditions of the relevant issuer. If you have any questions regarding your virtual card, please contact the company that has authorized you to use the virtual card and the relevant issuer institution.
What’s new
Version 4.4.4 · Updated September 1, 2026
We’ve enhanced the app experience with notification management. You’ll also receive prompts and reminders to keep your app up to date.
User reviews
Rasel
This app really makes managing virtual cards easy for me...its user-friendly and streamlines everything. Google wallet setup was quick too.
Alternatives to Mastercard In Control Pay
Looking for apps like Mastercard In Control Pay? Here are 6 similar Android apps on Google Play. The highest rated is Mastercard Global Events (4.1/5), and all 6 are free to download.
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| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Mastercard In Control Pay | 3.3 / 5 | Free | 100,000+ | Sep 1, 2026 | |
| MasterCard Nearby | 3.3 / 5 | Free | 1,000,000+ | May 31, 2024 | Compare |
| Pay with Rewards | 4.1 / 5 | Free | 500,000+ | Jan 22, 2026 | Compare |
| Mastercard Global Events | 4.1 / 5 | Free | 500,000+ | – | Compare |
| mastercard Concierge | 2.9 / 5 | Free | 10,000+ | Aug 19, 2026 | Compare |
| Merchant Console | 3.7 / 5 | Free | 1,000+ | Nov 24, 2020 | Compare |
| Smart Data | 3.8 / 5 | Free | 10,000+ | Oct 22, 2026 | Compare |