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Screenshots

  • Pay with Rewards screenshot 1
  • Pay with Rewards screenshot 2
  • Pay with Rewards screenshot 3
  • Pay with Rewards screenshot 4

About Pay with Rewards

Mastercard Pay with Rewards is only available on certain Mastercard cards. Please check with your issuer of your card for availability.

Pay with Rewards allows you to spend your points like cash at millions of participating locations worldwide. This app allows you to connect a Mastercard card and configure when and where your points will be redeemed. When using your card, your payment is processed as normal. If you choose to redeem points you will receive a statement credit to your card.

Getting Started
* Connecting your card to the Pay with Rewards app is simple: enter your Pay with Rewards-enabled Mastercard card number and establish a four digit app PIN. The PIN will be used by the app to protect your personal settings and information.
* Answer the security questions. Your questions are based on information your financial institution has on file. Select any one question from the list. If you have questions or are not able to proceed, please contact the issuer of your card.
* The home screen will show your points balance, the cash equivalent of your points balance, and your current Pay with Rewards setting. Turn Pay with Rewards on for subsequent purchases, or leave it off and choose from recent purchases eligible for redemption under Activity.

What’s new

Version 8.0.3 (490) · Updated January 22, 2026

Bug fixes and UI enhancements

User reviews

Miofmela Jsandye
Miofmela Jsandye
Always work for me
Sophey Flory
Sophey Flory
This seems to be working just fine, no issues. I see redemptions riht away
Claudine Sally
Claudine Sally
redemptions are simple to do
Maddie Edythe
Maddie Edythe
App is onlu for rdeeming rewards not for banking.
Deonne Casi
Deonne Casi
You can choose to redeem next purchases or all purchases. I just set it to rdeem for everything and it works
Eudora Lavena
Eudora Lavena
Works great

Alternatives to Pay with Rewards

Looking for apps like Pay with Rewards? Here are 5 similar Android apps on Google Play. The highest rated is Gift & Credit Card Wallet (4.5/5), and all 5 are free to download.

Pay with Rewards vs. alternatives
App Rating Price Installs Last updated Compare
Pay with Rewards 4.0 / 5 Free 500,000+ Jan 22, 2026
Gift & Credit Card Wallet 4.5 / 5 Free 500,000+ Oct 2, 2026 Compare
Charge for Stripe Card Payment 4.2 / 5 Free 100,000+ Jun 18, 2026 Compare
WalletFlo: Credit Card Mgmt 4.2 / 5 Free 10,000+ Apr 26, 2025 Compare
Swiss Bankers 3.8 / 5 Free 500,000+ Sep 2, 2026 Compare
NETELLER – Online Payments 4.1 / 5 Free 5,000,000+ Sep 29, 2026 Compare

Compare Pay with Rewards with the top alternatives: ratings, updates, ASO score and keyword gaps →

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