Calculator - Finance Tools

Jokuda Calculator is a powerful all-in-one finance, scientific, and lifestyle calculator for everyday use and professional work.

LOAN & MORTGAGE CALCULATORS
- Mortgage repayment calculator — estimate home loan repayments
- Car loan and personal loan calculators
- Borrowing power — find out how much you can borrow
- Extra repayments — see how much interest you save
- Refinancing comparison — should you switch lenders?
- Credit card payoff — how long to clear your balance?
- Offset account savings calculator
- Loan servicing / serviceability assessment

PROFESSIONAL AMORTISATION (AmortPro)
- TValue-style amortisation with full cash flow event modelling
- Solve for any unknown: payment amount, interest rate, or number of payments
- Interest-only periods, fixed principal + interest, skip payments
- Weighted unknowns for lease and complex financing scenarios
- Rate changes, balloon payments, residual values
- Detailed amortisation schedule with PDF export

RATE TRACKER
- Live RBA cash rate, home loan variable and fixed rates
- 90-day BBSW and 10-year bond rates for professionals
- Historical charts with 1Y, 3Y, 5Y, and 10Y views
- Next RBA meeting countdown
- Source: Reserve Bank of Australia

PROPERTY CALCULATORS
- Stamp duty calculator for all Australian states
- Lenders Mortgage Insurance (LMI) estimator
- Investment property yield and return analysis
- Rent vs buy comparison

TAX & INCOME
- Australian income tax calculator
- HECS-HELP repayment estimator
- GST calculator — add or remove 10% GST

SAVINGS & BUDGETING
- Compound interest calculator
- Savings goal planner
- Superannuation projection
- Budget planner

SCIENTIFIC & GRAPHING
- Full scientific calculator with trig, log, and statistical functions
- Interactive graphing calculator — plot up to 3 functions
- Equation solver for linear and non-linear systems
- Base converter — binary, octal, decimal, hex with bitwise operations

万年历 CHINESE CALENDAR
- Full perpetual calendar covering 1900–2100
- Lunar date conversion with zodiac animals
- 天干地支 (Heavenly Stems & Earthly Branches) for year, month, and day
- 二十四节气 (24 Solar Terms) with precise dates
- 宜忌 (auspicious and inauspicious activities) for each day
- 冲煞 (clash and evil direction) reference
- Bidirectional lookup — Gregorian to Lunar and Lunar to Gregorian

EVERYDAY TOOLS
- Tip calculator and bill splitter
- Currency converter with 150+ currencies
- Unit converter — length, mass, area, volume, time, data
- Date calculator — date difference, add/subtract days
- Password generator

KEY FEATURES
✓ Favourites — pin your most-used calculators for quick access
✓ Drag-and-drop reorder — arrange calculators in your preferred order
✓ PDF export — share detailed reports and amortisation schedules
✓ Dark and light mode — automatic or manual theme switching
✓ Works offline — no internet required for calculations
✓ No ads, no tracking — your data stays on your device

Whether you're a mortgage broker comparing loan scenarios, a student solving equations, checking today's lunar date, or just splitting a dinner bill — Jokuda Calculator has the right tool.

Download free today.