Dividend Calculator & ETF SIP

Project your portfolio's real growth — compound interest, monthly SIP, dividend reinvestment, inflation-adjusted — in your pocket, offline.

Most investment calculators on the web are calorie-counted by their hosting platform: limited inputs, no scenario save, surrounded by "talk to an advisor" funnels. This one runs entirely on your phone, saves every scenario, and gives you the real future-value number you'd actually plan around.

✓ **Compound interest calculator** with daily, monthly, quarterly and annual compounding
✓ **Monthly SIP** — systematic investment plan with month-over-month projections
✓ **Dividend DRIP** — model dividend reinvestment with yield and growth rate
✓ **Inflation-adjusted growth** — see future value in today's dollars, not nominal
✓ **Saved scenarios** — keep "FIRE 5%", "Aggressive 8%", "Conservative 3%" side-by-side
✓ **Goal-seek mode** — answer "how much per month to reach $1M in 20 years?"
✓ **Lump sum vs SIP** comparison with the actual dollar gap
✓ **Withdrawal mode** — sustainable withdrawal rate, safe withdrawal projection
✓ **Tax-drag toggle** — see the impact of capital gains and dividend tax
✓ **Share scenarios** — send the projection table to your spouse or accountant

**Your portfolio plans stay private.** Investment Calculator is 100% offline. No account. No upload. No advisor referral. The numbers you enter — current portfolio, monthly contribution, target retirement amount — never leave the device.

**Built for:**
Long-term investors running FIRE projections. Parents calculating a college savings plan. Salaried workers deciding 401(k) vs Roth IRA allocation. Anyone modelling "what if I add an extra $200/month" without signing up for another fintech newsletter.

**Why an offline investment calculator matters:** your financial goals are surveillance gold for ad networks. We don't see them. The compound interest formula doesn't need a server — it needs a phone.

Download free now — fast, accurate, private. Plan in peace.