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About Personal Credit

Personal Credit specializes in providing consumers with high-quality, low-interest loan products, no collateral required, no upfront fees, and online applications.

Loan amount: 10,000 Tanzanian shillings to 1,000,000 Tanzanian shillings
Loan term: 90-180 days
APR: 12%-18%
18+
Example:
Instalment loan with a principal of 10,000 Tanzanian shillings. The annual interest rate for a 90-day loan repayment period is 12%. The total interest should be 10,000 Tanzanian shillings*12%/365*90=296 Tanzanian shillings, and the total repayment amount is (10,000 Tanzanian shillings (principal) + 296 Tanzanian shillings (total interest))/3=3432 Tanzanian shillings
First month repayment 3432 Tanzanian shillings
Second month repayment 3432 Tanzanian shillings
Third month repayment 3432 Tanzanian shillings

You need to meet the following conditions:
You are a citizen over 18 years old;
You have opened any wallet account with Vodacom, Airtel, Tigo;
You have a Tanzanian ID card

Why choose Personal Credit?

1. We provide 24*7 service, you can use our business anytime, anywhere.
2. We support a variety of local payment methods to meet your various payment scenarios;

Contact us
Email: [email protected]
Address: B 141, Tanzania

Alternatives to Personal Credit

Looking for apps like Personal Credit? Here are 3 similar Android apps on Google Play. The highest rated is Spendesk (4.2/5), and all 3 are free to download.

Personal Credit vs. alternatives
App Rating Price Installs Last updated Compare
Personal Credit – Free 1,000+ Jul 30, 2024
Spendesk 4.2 / 5 Free 100,000+ Oct 22, 2026 Compare
Barre Teja – Free 1,000+ Jun 26, 2026 Compare
Cradlewise 2.0 / 5 Free 10,000+ Oct 24, 2026 Compare

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