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About CPF & Retirement Changes SG

Singapore CPF & Retirement Planner helps you estimate key CPF and retirement numbers in one simple mobile app.

Use the app to calculate CPF contributions, forecast retirement savings, estimate CPF LIFE payouts, plan housing affordability, compare CPF interest with investment returns, and track your progress toward FRS and ERS.

Key features:

CPF Contribution Calculator
Estimate employee CPF, employer CPF, total CPF, and OA, SA, MA allocation based on age, monthly salary, bonus, and PR status.

CPF Retirement Calculator
Project your CPF savings at age 55 and 65, and check whether you may reach the Basic Retirement Sum, Full Retirement Sum, or Enhanced Retirement Sum.

CPF LIFE Payout Estimator
Estimate your potential monthly retirement payout based on your Retirement Account balance.

CPF Housing Calculator
Estimate CPF OA usage, HDB loan monthly payment, bank loan monthly payment, cash needed, and remaining cash.

CPF Investment Calculator
Compare CPF interest with ETF and REIT projected returns.

CPF Milestone Tracker
Track how many years remain until age 55, how far you are from FRS and ERS, and view simple progress bars.

The app is designed for Singapore users who want a quick and easy way to understand CPF planning, housing affordability, and retirement readiness.

Disclaimer:
This app provides estimates for general planning only. It is not financial advice and is not affiliated with CPF Board or any Singapore government agency. CPF rules, rates, and retirement sums may change. Please verify important decisions with official CPF sources or a qualified financial adviser.

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