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About Garder

Garder helps you understand who you're supporting, choose clear terms, track what happens next, and build financial reputation through real behavior — not promises.

With Garder, members can save together, request structured support, give support, join trusted Circles, run Susu cycles, raise Funds, track wallet activity, and build trust history through real financial behavior.

What you can do on Garder:

• Community+
Share money moments, post support requests, react, comment, and connect with people who can help.

• Circles
Create or join trusted private groups for friends, family, coworkers, customers, communities, or people who already have a reason to trust each other.

• Susu
Run rotating savings cycles inside Circles. Members contribute on schedule, payout order is visible, and contributions are tracked clearly.

• Funds
Raise support from multiple backers for goals like school fees, rent, shop restock, creator projects, business needs, family support, or urgent expenses.

• Wallet
Track balances, top-ups, holds, payouts, support activity, Susu contributions, Funds, and returns in one place.

• Trust Score
Build visible trust through completed plans, consistent contributions, wallet activity, community behavior, and fulfilled commitments.

• Give Support
Support people, goals, and communities with better context, clear records, and structured terms.

Garder is not a bank and does not directly lend money. The platform provides technology for community support, savings, wallet tracking, Funds, Susu, Circles, structured support plans, and trust history. Users are responsible for reviewing all terms before joining a Susu, backing a Fund, giving support, or accepting support.

Built for Naija reality — because salary date and bill date are not always friends.

What’s new

Version 1.3.1 · Updated October 6, 2026

New: Auto-Support. Put money in your wallet, set your rules once, and Garder supports trusted members for you while you're away. Choose an amount range per person, your return, how long and who qualifies. Find it on the Wallet tab. • Offers marked "Instant approval" tell you if you qualify • Your wallet balance refreshes by itself • Return shown as a flat %, with what you pay back • Small fixes

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Looking for apps like Garder? Here are 6 similar Android apps on Google Play. The highest rated is Vay3Phút Online (4.5/5), and all 6 are free to download.

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